Should I ask for BOA CLI?

[Anonymous]

I have had the button there for about 1 year, and IDK if I should request considering I just received 2 new credit cards and I also will be buying a house next year. What are your suggestions for applying for a BOA CLI? any help will be appreciated

[gdale6]

Hi there OP,

I have created your own thread on this question, I changed the title and left everything else intact.

[AverageJoesCredit]

Im not sure on the current state of your profile but if you really want a cli, might as well go for it now so you have time before you buy your house. If you are comfortable with a hp that is . Cheers

[Viva-LV]

Go for it! I waited a year, got an auto cli at 10 months, then hit the button around 90 days later. Asked for 16k from 9k, got it. I saw that the cli prompt was still there, hit it again to go to 18k. I read on the forum about hitting it again (same day), so I did. Might have left some on the table. Got a hp, but worth it. Good luck!

[Anonymous]

Thanks alot Ill let you know the outcome. Love the "left it on the table" line lol😂😂

[takeshi74]

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@Anonymous wrote:

I have had the button there for about 1 year, and IDK if I should request considering I just received 2 new credit cards and I also will be buying a house next year. What are your suggestions for applying for a BOA CLI?

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You can always request.  Whether you qualify or not depends primarily on your credit profile and income.  Keep in mind that there is an impact just from having new accounts aside from the impact to AAoA and the impact from the HP's.  I'm not saying that 2 new accounts will prevent you from getting a CLI.  There isn't enough info about your credit profile for us to even begin to hazard a guess.  2 new accounts could be a problem for thinner profiles and/or issues while 2 could be no big deal for stronger profiles.

[AverageJoesCredit]

For some reason i cant get out of my head the Dark Knight asking this question in that dark voice!

[newhis]

If you go for it, you can later call and ask for more telling them to use the same HP, you can do this up to 30 days after the CLI.

Good luck.

[Anonymous]

Lol