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Should I ask for a CLI?

Your FICO® Scores can impact your loan interest rates, terms, approvals and more.
Frequent Contributor

Should I ask for a CLI?

Great Morning Fico Fam😀!!
I just got approved for the Amazon Prime Store Card Last night. SL is $2000. Should I ask for a CLI immediately? And if so which number do I call? Thanks Fico Fam
Message 1 of 7
6 REPLIES 6
Community Leader
Super Contributor

Re: Should I ask for a CLI?

"Should I ask for a CLI?"
Only if you can get me one as well. lol
J/K Doesn't hurt to try. I was basically told I needed to wait before requesting one.
Their UW reminds me of the Marvel CC.
Not as giving as some of Sync's other CC's. Here's the number +1 877-379-8173.
Message 2 of 7
Frequent Contributor

Re: Should I ask for a CLI?

I applied for the Amazon Prime Signature Visa and approved for 5k, when I logged on my limit was 6.3k

I’ve read that the automated system has a max approval display amount when in turn you may have been approved for more.

If this didn’t happen, I wouldn’t expect a CLI. However, if you’re in a dice rolling mood, “COME ON 7 WITH YO FUNKY A—“!
FICOs: EQ - 731 / TU - 737 / EX - 727
Garden: 6/1/19 / U 6%
Profile: Aaoa - 4.6y / Aooa - 13y / Aoya - 1m
Wallet:
"An investment in knowledge pays the best interest." - BF
Message 3 of 7
Established Contributor

Re: Should I ask for a CLI?


@WarCulture wrote:
I applied for the Amazon Prime Signature Visa and approved for 5k, when I logged on my limit was 6.3k

I’ve read that the automated system has a max approval display amount when in turn you may have been approved for more.

If this didn’t happen, I wouldn’t expect a CLI. However, if you’re in a dice rolling mood, “COME ON 7 WITH YO FUNKY A—“!

That only happens with the Chase Amazon Prime Visa.  The Synchrony store card, I believe, what you see is what you get.  You may be able to get a CLI if you ask, but you'll probably have to wait a few months.

 

TCL: $4,000. $500 in wallet, remainder locked away to limit spending.

FICO October 2018: EX 792 (10/11), TU 816 (10/19)
FICO November 2018: EX 792 (11/10) 779 (11/22), TU 805 (11/19)
FICO December 2018: EX 795 (12/20), TU 816 (12/19)
Message 4 of 7
Community Leader
Super Contributor

Re: Should I ask for a CLI?

Usually 3 months before they may give a cli , ymmv of course.
Charter Member of the Discover " No Cli For You " Club !

Chase Never/24 Squad Leader
Team Pendread Anonymous
#JustSayNo2Comenity
Officially S.O.G.O.T.P
Message 5 of 7
Valued Contributor

Re: Should I ask for a CLI?

Sounds like a bad idea to me.  Use the card and build your track record first, then request a credit line increase.

Chase Sapphire Reserve • PenFed Power Cash Rewards • and five cards in the sock drawer

No CC debt • No bonus chasing • No app sprees • No gift cards • No AZEO • No airline incidentals • No hotel cards • No store cards • No business cards • No authorized users
Message 6 of 7
Valued Contributor

Re: Should I ask for a CLI?

I don't think I would poke the bear on this one either. Get some history and then go for it. I maybe would try if there was more data to support that it is like a 50/50 shot, but I don't think that is the case on this one.
                               

Total Credit: $240,100Credit Utilization: 1%AAoA: 5 years, 7 monthsInstallments: Car Lease, Marcus LoanNegatives: 0

LOWES-35k | BOA-32.5k | AMEX-30k | DISC-27.1k | ALLIANT-25k | NFCU-25k | BARC-15k | BBUY-12k | CHASE-10k | WAL-10k | CITI-9.7k | PENFED-9.7k


Message 7 of 7