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Should I ask or wait for a cli with Amazon store card?

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ShiningDown
Frequent Contributor

Should I ask or wait for a cli with Amazon store card?

 Should  I request a cli after 4 payments from Amazon. I have read that people have had luck after 4 payments. My husband has a card and wants to know what the best  option would be, to wait for auto increase or ask for one. If he asks for a cli will it be a hard pull ? How often can you get a increase ?   

Message 1 of 20
19 REPLIES 19
score_building
Senior Contributor

Re: Should I ask or wait for a cli with Amazon store card?


@cats63 wrote:

 Should  I request a cli after 4 payments from Amazon. I have read that people have had luck after 4 payments. My husband has a card and wants to know what the best  option would be, to wait for auto increase or ask for one. If he asks for a cli will it be a hard pull ? How often can you get a increase ?   


It is typically a SP, accounts generally become eligible every four statement periods until/if reach a maximum exposure across all GE accounts...would go ahead and ask after the fourth statement cuts, unless wants to wait (an indefinite time period) for an auto increase.

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 2 of 20
JusdoNit
Established Contributor

Re: Should I ask or wait for a cli with Amazon store card?

I think they are automatic every 3-4 months.

 

Here is my scenario; Opened account at end of Sept. this year.  Requested an increase the week before Black Friday and was denied (no hard pull). 

 

Noticed I had received an increase of $300 after/when my third statement posted in Dec.

 

Hope this helps


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Message 3 of 20
score_building
Senior Contributor

Re: Should I ask or wait for a cli with Amazon store card?

CLI are not typically auto every 3-4 months with GECRB, YMMV.

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 4 of 20
Anonymous
Not applicable

Re: Should I ask or wait for a cli with Amazon store card?

Request every 4 months via website CLI button. Soft pull.
Message 5 of 20
jefftca925
Established Contributor

Re: Should I ask or wait for a cli with Amazon store card?

I opened my Amazon account on 8/25/11 and tried for a CLI online and was instantly denied so I'm not sure if it as after 4 months from account opening or 6 months.  When I opened my Gap VISA account I had the same experience but since then my limit has more than doubled....and I hardly use it

CCs: Chase Freedom VS 12.9k, CSP VISA Sg 13k, BofA Amex 24.5k, Discover 12.5k, US Bank Cash+ Visa Sg 17k, Macy's Amex 8k/1.5k, Gap Visa 10k, Best Buy 11.1k, Citi TY MC 10.8k, Citi AA Amex 6k, Nordstrom VS 10k, Costco Amex 12k, BofA CR VS 5k, Amex BCP 13.5k, Amex ED 5k, Sears MC 9k, HD 7k, Target 600, Amazon 7k, US Bank MC 15k, US Airways MC 8k, NFL Visa 4k, Patelco Visa 10k, Penfed PR VS 44.6k, Chase Hyatt VS 8k, Citi Simplicity 13.3k, PayPal MC 7.5k, BBVA Visa 4k, WF VS 14k, FNBO Amex 14.1k, OCCU VISA 15k, TR Visa Sg 16.3k, C1 QS Visa 11k, FRN MC 15k, HSN 4k, Saks WEMC 10k/4k, Chase Ink 18k, Arrival WEMC 10k, Ebates VS 8k, Orbitz VS 12k, NASA V 30k, USBk FP VS 21.5k, DC 30k, VirgAm 15k, Sams MC 15k, Amex Bz Gold, Amex SC 10k, BofW Bz MC 18k
Message 6 of 20
ShiningDown
Frequent Contributor

Re: Should I ask or wait for a cli with Amazon store card?

Thank you guys for the info I will pass it on. 

Message 7 of 20
Anonymous
Not applicable

Re: Should I ask or wait for a cli with Amazon store card?

I have noticed since GEMB became GEMCB Or whatever they're called, they've became more stingy with CLI'S!!! I used to be able to hit the luv button everyb4 months and would get it. Now I've been getting declined more and nothing's changed!!
Message 8 of 20
LS2982
Mega Contributor

Re: Should I ask or wait for a cli with Amazon store card?

I would try every 4 months. YMMV. Make sure your recent INQ's are low and not alot ofnex accts.




EQ FICO 548 3/3/16
Message 9 of 20
ShiningDown
Frequent Contributor

Re: Should I ask or wait for a cli with Amazon store card?

He only has 1 installment loan from  7/ 2007  and still paying on.   1 capitalone less than a year old and the Amazon store card 4 or 5 months old.

 I guess the site was closed when we tried to get a cli but it may be open now IM not sure.

Message 10 of 20
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