Should I ask or wait for a cli with Amazon store card?

[Creditaddict]

I would make 4 payments... then click the CLI, if it says no, wait another payment and try again...

Won't hurt you to keep trying.

[LS2982]

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@Creditaddict wrote:

I would make 4 payments... then click the CLI, if it says no, wait another payment and try again...

Won't hurt you to keep trying.

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+1

Also, Once you hit that luv button on the 4th statement you have to wait 4 more months to do it again.

[Creditaddict]

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@LS2982 wrote:

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@Creditaddict wrote:

I would make 4 payments... then click the CLI, if it says no, wait another payment and try again...

Won't hurt you to keep trying.

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+1

Also, Once you hit that luv button on the 4th statement you have to wait 4 more months to do it again.

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That only applies if you get an increase... if you hit it and it denies, you can keep clicking every month until gives.

[LS2982]

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@Creditaddict wrote:

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@LS2982 wrote:

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@Creditaddict wrote:

I would make 4 payments... then click the CLI, if it says no, wait another payment and try again...

Won't hurt you to keep trying.

---

+1

Also, Once you hit that luv button on the 4th statement you have to wait 4 more months to do it again.

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That only applies if you get an increase... if you hit it and it denies, you can keep clicking every month until gives.

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That's actually not true. I've done that and they send me the exact same score and reasons and date pulled every time for the initial 4th statement request.

[chnceit]

Wow a lot of different thoughts and experiences about GE CLI. I guess its truly YMMV. I just got my Amazon card so I gotta wait and see the outcome. I hope I get a CLI though

[Creditaddict]

With Chevron and Dillards Amex I have been declined and states not enough time with current CL or something rather... wait until next statement and hit it and get it.

The only time I have not been able to hit it again before the 4 months is if I was granted CLI in that period of time.

I believe same with Citi and Amex... if to early you can hit it again next month.

[the_jan_b]

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@cats63 wrote:

 Should  I request a cli after 4 payments from Amazon. I have read that people have had luck after 4 payments. My husband has a card and wants to know what the best  option would be, to wait for auto increase or ask for one. If he asks for a cli will it be a hard pull ? How often can you get a increase ?   

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I hope you get your increase...I got my Amazon card in November of last year, and have not received an auto CLI since I got it; nor have I received an increase when I hit the luv button...go figure. 

[LS2982]

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@Creditaddict wrote:

With Chevron and Dillards Amex I have been declined and states not enough time with current CL or something rather... wait until next statement and hit it and get it.

The only time I have not been able to hit it again before the 4 months is if I was granted CLI in that period of time.

I believe same with Citi and Amex... if to early you can hit it again next month.

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Oh you can still hit it, but you'll get the same info from last denial. Trust me i've tried too many times!

[ShiningDown]

Update...... It says denied. This is right after after 4th payment .  If anything changes I will let you know. He was approved for 800.00 the price of his purchase but he only makes the minimum payment so maybe that's why he was denied.

[score_building]

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@LS2982 wrote:

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@Creditaddict wrote:

With Chevron and Dillards Amex I have been declined and states not enough time with current CL or something rather... wait until next statement and hit it and get it.

The only time I have not been able to hit it again before the 4 months is if I was granted CLI in that period of time.

I believe same with Citi and Amex... if too early you can hit it again next month [and possibly get one.]

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Oh you can still hit it, but you'll get the same info from last denial. Trust me i've tried too many times!

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Creditaddict is CORRECT if denied it is possible to wait a month hit it and get it and like most things credit related it's YMMV.

That YOU tried many times and it didn't go through, doesn't necessarily confirm it's a GE policy.

In any case, ever since the name change from GEMB to GECRB, have been getting DENIED CLI, likely to be just a coincidence but seems a little odd.

Went from 400 to almost 3k over several years and now it won't budge...don't think I hit exposure limit across all GE product since am still getting increases on Walmart Discover. Average FICOS 780, less than 2% UTI, thick file.