Should I combine my Citi Cards?

[Red1Blue]

I am thinking, if I should ask Citi to combine my two new cards into one card? Do you think it is a good idea? Also how is Citi with CLI at Activation?

[Anonymous]

combining is a good way to build mega cl's, but the decision should be based on if it's better for your uses to combine.

citi wouldn't cli me at activation, but since have a long history maybe.

[Red1Blue]

I do pif every month. So less cards I have less clutter and less things to worry about. If they combine I'll get one card with 12+5=17K in CL. I'll call them tomorrow and ask them for both CLI and Combining the cards. Let us see what they say.

[islandchild82]

I just combined my two Citi accounts. For me, it came down to just having less to manage. The rep I spoke with was very nice, and it only took a few minutes over the phone. It was also updated the next day online.

[Anonymous]

I spoke to Citi today too. About a product change from Diamond Preferred to one of the AAdvantage cards. No problem at all doing that....still thinking about it.

And the CSR I spoke was very nice too. Took a lot of time explaining things to me.

[Anonymous]

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Sylviatob wrote:
I spoke to Citi today too. About a product change from Diamond Preferred to one of the AAdvantage cards. No problem at all doing that....still thinking about it.

And the CSR I spoke was very nice too. Took a lot of time explaining things to me.

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Sylvia--

If you do change to an AAdvantage card, make certain that it's one that report credit lines.

[Anonymous]

Concord, Citi doesn't do CLIs at activation. They told me it was a mandatory 6 months for everyone before CLI.

[Anonymous]

Oh I will psychic, I will! Thanks for the reminder.

[ocheosa]

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FretlessMayhem wrote:
Concord, Citi doesn't do CLIs at activation. They told me it was a mandatory 6 months for everyone before CLI.

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I received and activated citibank diamond pref'd card 12/15/07. I called 4/8 and requested a CLI; was told the same, must wait 6 months. I logged into my account on 4/26 to make payment and was surprised to see a $2400 CLI. I called to find out what happened (nervous some kind of mistake had been made) and was told it was an auto CLI (which equals no inquiry). The rep asked if I had requested a CLI? I said yes, but was told I had to wait. He said, well it seems they decided to give it to you. I thanked him and quickly hung up. Still thinking to myself it was an error, but as it was to my benefit, who cares! If you are at your 4 month mark call and ask, let them tell you no, and wait a few weeks.

Upon activating both my Chase & BOA cards ( 3/08) I felt it wouldn't hurt to request CLI's, I was told the following -

1. Chase - wait 3-4 months and call back to request a CLI;
2. BOA - wait 6 months and call back to request a CLI. I will hit that love button at 4

Message Edited by ocheosa on 04-29-2008 09:25 PM

[Anonymous]

What were the cards and cl's if you dont mind me asking?