Should I except a 1k Cli from CapOne?

[Anonymous]

My credit profile if fairly young and so is my Venture card, maybe I should except the 1k cli offer?

I'd really like to hear your thoughts first.

Thanks

May 1, 2017 Quick Silver One ($500).

July 31, 2017 Discover It Chrome (1500)

Nov 20, 2017 Venture ($10k).

I PIF every month (2 cards report zero & 1 card reports 1-5%).

[simplynoir]

How much are you putting through the Venture every month on average?

[Anonymous]

4-5k so far. This month might only be 3k

[simplynoir]

Hmm I would expect a little more tbh but $1k isn't something to sneeze at. My concern would be if you accepted it you won't be able to request another til August. If you're fine with that I would take it unless you want to see if another month will make a difference.

[HeavenOhio]

I don't think a 10% increase is worth the six month wait. If you expect your spending to keep up, I'd try again in a month. With a little more history on the card, I wouldn't ben surprised to see an offer for 3K.

[Anonymous]

Thank you,
I appreciate your advice.
My spending won't change & i would love to see a 3k cli 😁

[Anonymous]

Both are valid points.
I would much rather have 2-3k cli.
Sounds like it's prob best to hold off then

[Anonymous]

Shoot...

Do i need to actually decline the offer ("Do not change my credit line")?

I just closed the page, wasn't thinking.

[AverageJoesCredit]

Different lender but same theory, wait and see if they give you a Joltdude Special (3k)

[Anonymous]

Ha, i can wait for a joltdude special, ha