Should I get this AMEX card?

[Anonymous]

I just have been selected to get the American Express Preferred Rewards Green Card. Any of you have any experience with this card? It has an annual fee of $95 but is waived the first year. It's a charge card. My FICO is 783 right now, I do not have any AMEX cards so this would be my first ever. Does this make any difference if I get it? I have 3 credit cards that get paid in full every month right now.

[Anonymous]

it is "The Card"

I just got mine a week or so ago-

I was really happy that it reduced the AF on my Delta from 90 to 30.

What is your EX score?  

[Anonymous]

Not sure what my EX score is, but it is pretty good I believe, never miss payments on anything nowadays, FICO 783+ I mean if I get this card it would be just to say I have an AMEX as I really don't know what else to do with it. I still have over 100,000 miles on my US Bank Platinum card that I have to use at some point soon. Are the rewards on this card any good?

[Anonymous]

IMO- YES

[heirophant]

What about the AMEX card validates its high AF?  There are tons of cards that give rewards on a 1 to 1 ratio that don't have an AF.  Why is AMEX special?  Just seems rediculous to pay for it.

[Anonymous]

I used a lot of the amex offers during christmas time they have a lot of discounts on things just by using an amex and having their offer code.  Just last night I ordered a pizza and got another free just becuase of amex.  The more I look into it the more deals I find.

[Anonymous]

And it makes me feel cool that I have an amex

Message Edited by RGordon on 01-05-2008 08:52 AM

[CreditDrama85]

credit card cow, what is wrong with you? get a discover more card if you just want an elite card. if you want an amex, i suggest the black citi platinum amex (with a min cl of $8,000), or as a third choice the capital one no hassle miles mastercard for professionals.

Amex is a great card to have until you really need it. dont ruin your good credit by getting caught up in the amex hype.

Message Edited by CreditDrama85 on 01-05-2008 08:56 AM

[Red1Blue]

Hi Gordon, where do we get the second pizza for free when we use amex? I'll buy pizza every day from now on wards if they give one for free for using amex.

[Anonymous]

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concorduser wrote:

Hi Gordon, where do we get the second pizza for free when we use amex? I'll buy pizza every day from now on wards if they give one for free for using amex.

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Glad you ask, and I am happy to share my secerts

When you log into your amex account go to the toolbar across the top Explore rewards and benefits and pull that menu down and click shopping Then look towards the middle of the screen for Find Offers and under that click American Express Selects.  Search that site for pizza and you will find it.  It is Papa John's so I hope you have that by your house.

Hope that helps, I always look through their offers.  For Christmas I saved a lot of money using all those codes, and not just for pizza!

Papa John's International, Inc.

Free Papa John's pizza with the purchase of an extra-large specialty pizza online!

Message Edited by RGordon on 01-05-2008 09:46 AM