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Should I request a amex cli and new card?

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kha916
Established Member
‎05-12-2013 11:05 PM
‎05-12-2013 11:05 PM

Should I request a amex cli and new card?

I'm on my 6th month from the last cli, but I also want the amex costco card.. would applying for the costco card affect my cli request for my blue ?

Message 1 of 12
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CardsLifeLine
Frequent Contributor
‎05-12-2013 11:36 PM
‎05-12-2013 11:36 PM

Re: Should I request a amex cli and new card?

Yes .. If you get a new card you will not be eligible for CLI .. I had same experience last month .. I got new card and my CLI got declined ...
USBank Cash+(14K)/Penfed Rewards Visa Sigg (25K)/ Penfed Promise card (5K)/ Penfed Amex Travel Rewards card(20K)/AMEX ZYNC (NPSL)/AMEX Startwood(9K)/AMEX COSTCO(5K)/AMEX EVERY DAY (10K)/AMEX HILTON HONOURS (8K)/CHASE FREEDOM(4K)/Chase Salte(12K)/AMEX Fidelity Investments(7.5K)/BOA Better Balance Rewards(5K)/BoA Travel Signature Card (10K)/BoA rewards cards (15K)/AMEX MACYS(6K)/Barclaycard Rewards(3K)/Salie Mea (5K)/DISCOVER IT(7K)/ DCU VISA Platinum Card(7.5K)/PAYPAL MASTER CARD(8K)/GAP(4.5K)/US Bank Flex Rewards (6K)/ Best Buy (4k)/Gymbore Visa card(6K)/ TARGET(600)/CHILDREN PLACE(900)/WALMART DISCOVER(8K)/TOY R US MASTER CARD(8K)/JCP(4K)/KOHLS(400)– Total 31 Cards
Message 2 of 12
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kha916
Established Member
‎05-12-2013 11:40 PM
‎05-12-2013 11:40 PM

Re: Should I request a amex cli and new card?

so would requesting the cli first be better ?

Message 3 of 12
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CardsLifeLine
Frequent Contributor
‎05-12-2013 11:43 PM
‎05-12-2013 11:43 PM

Re: Should I request a amex cli and new card?

May not be a rule to share .. Request for CLI first and then apply for Costco card ... I advice again to apply for Costco card at warehouse rather applying online ...
Keep us posted on this .. Good luck
USBank Cash+(14K)/Penfed Rewards Visa Sigg (25K)/ Penfed Promise card (5K)/ Penfed Amex Travel Rewards card(20K)/AMEX ZYNC (NPSL)/AMEX Startwood(9K)/AMEX COSTCO(5K)/AMEX EVERY DAY (10K)/AMEX HILTON HONOURS (8K)/CHASE FREEDOM(4K)/Chase Salte(12K)/AMEX Fidelity Investments(7.5K)/BOA Better Balance Rewards(5K)/BoA Travel Signature Card (10K)/BoA rewards cards (15K)/AMEX MACYS(6K)/Barclaycard Rewards(3K)/Salie Mea (5K)/DISCOVER IT(7K)/ DCU VISA Platinum Card(7.5K)/PAYPAL MASTER CARD(8K)/GAP(4.5K)/US Bank Flex Rewards (6K)/ Best Buy (4k)/Gymbore Visa card(6K)/ TARGET(600)/CHILDREN PLACE(900)/WALMART DISCOVER(8K)/TOY R US MASTER CARD(8K)/JCP(4K)/KOHLS(400)– Total 31 Cards
Message 4 of 12
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kha916
Established Member
‎05-13-2013 12:08 AM
‎05-13-2013 12:08 AM

Re: Should I request a amex cli and new card?

ok so I just requested and instant approve for 9k from 3k!   I was going to apply online ( just in case I get denied .. I don't want to get rejected in person Smiley Very Happy)

whats the difference between online and in store ?

Message 5 of 12
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rex_03
Contributor
‎05-13-2013 06:45 AM
‎05-13-2013 06:45 AM

Re: Should I request a amex cli and new card?

Time line, or amount of time between the two events is what is being referrenced I believe..in person apps may have a processing lag that online apps do not have.
Message 6 of 12
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Odiseous
Frequent Contributor
‎05-13-2013 01:49 PM
‎05-13-2013 01:49 PM

Re: Should I request a amex cli and new card?

@rex_03 wrote:
Time line, or amount of time between the two events is what is being referrenced I believe..in person apps may have a processing lag that online apps do not have.

I couldbe wrong... But, from what I understand: applying online causes AmEx to verify you are a costco member before approving the card (due to waiving the AF). If you apply in the store, that info is already verified, as the store is submitting the APP for you.

TU98 751, EQ 766, EX 766 (Lender)

If at first you don't succeed; Garden for 6 months, then try again.

Work the system. Don't let the system work you.
Message 7 of 12
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myjourney
Super Contributor
‎05-13-2013 01:52 PM
‎05-13-2013 01:52 PM

Re: Should I request a amex cli and new card?

@Odiseous wrote:
@rex_03 wrote:
Time line, or amount of time between the two events is what is being referrenced I believe..in person apps may have a processing lag that online apps do not have.

I couldbe wrong... But, from what I understand: applying online causes AmEx to verify you are a costco member before approving the card (due to waiving the AF). If you apply in the store, that info is already verified, as the store is submitting the APP for you.

Correct

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 8 of 12
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kha916
Established Member
‎05-14-2013 04:39 PM
‎05-14-2013 04:39 PM

Re: Should I request a amex cli and new card?

ok so I couldn't wait anymore, logged into amex and applied for the costco card.. instant approval!!  I guess they don't make you wait anymore.

NOW back to the garden. 

Message 9 of 12
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myjourney
Super Contributor
‎05-14-2013 04:41 PM
‎05-14-2013 04:41 PM

Re: Should I request a amex cli and new card?

@kha916 wrote:

ok so I couldn't wait anymore, logged into amex and applied for the costco card.. instant approval!!  I guess they don't make you wait anymore.

NOW back to the garden. 

Congrats 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 10 of 12
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