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Should i get another card

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ccoaston
Contributor

Should i get another card

I got a rpe apprve letter in the mail a while ago from amex and they declined me because i didnt have enough credit. So i got a barclay 3800, chase freedom which i have had for a few months. I have a capital one which i hate CL 1000 had it since 2008.. Should I try Amex again or maybe citi?


Starting Score: 700
Current Score: 754
Goal Score: 800


Take the FICO Fitness Challenge
CapitalOne - 1k
Barclay - 3.8k
Chase Freedom - 2k
Citi Bank diamond perffered - 5k
Discover - 5k
Amex blue cash perffered - 2k
Message 1 of 9
8 REPLIES 8
Ron1
Super Contributor

Re: Should i get another card


@ccoaston wrote:

I got a rpe apprve letter in the mail a while ago from amex and they declined me because i didnt have enough credit. So i got a barclay 3800, chase freedom which i have had for a few months. I have a capital one which i hate CL 1000 had it since 2008.. Should I try Amex again or maybe citi?


How long was it?

 

 

Ron.

Message 2 of 9
Creditaddict
Legendary Contributor

Re: Should i get another card

You should have no trouble getting a charge card product with Amex. Citi Forward is my fav these days too... but I am still blacklisted!

Message 3 of 9
ccoaston
Contributor

Re: Should i get another card

its been a couple of months now. im thinking citi, amex or discover. Any thoughts


Starting Score: 700
Current Score: 754
Goal Score: 800


Take the FICO Fitness Challenge
CapitalOne - 1k
Barclay - 3.8k
Chase Freedom - 2k
Citi Bank diamond perffered - 5k
Discover - 5k
Amex blue cash perffered - 2k
Message 4 of 9
Anonymous
Not applicable

Re: Should i get another card


@ccoaston wrote:

its been a couple of months now. im thinking citi, amex or discover. Any thoughts



im thinking Amex, im not to happy with citi or discover

Message 5 of 9
Ron1
Super Contributor

Re: Should i get another card


@ccoaston wrote:

its been a couple of months now. im thinking citi, amex or discover. Any thoughts


How long is your credit history? How many tradelines do you have?  You might want to apply for charge card like Amex Zync and it is easier to get.  By the way, I have seen people got denied over 700 because of lack of credit history.

 

 

Ron.

Message 6 of 9
quest208
Frequent Contributor

Re: Should i get another card


@Creditaddict wrote:

You should have no trouble getting a charge card product with Amex. Citi Forward is my fav these days too... but I am still blacklisted!


do they blacklist for life?  do they forgive?  curious


TU08 762
NFCU Visa Signature $20,000, Citi Prestige $15,500, USAA Mastercard $11,000, American Express Platinum, Barclays American Express $4700, Best Buy Mastercard $400, Orchard/Capital One $700
Message 7 of 9
Anonymous
Not applicable

Re: Should i get another card


@quest208 wrote:

@Creditaddict wrote:

You should have no trouble getting a charge card product with Amex. Citi Forward is my fav these days too... but I am still blacklisted!


do they blacklist for life?  do they forgive?  curious


I think the general consensus is 8-10 years.

Message 8 of 9
Anonymous
Not applicable

Re: Should i get another card

May I ask which CCC blacklist for 8 to10 years?
Message 9 of 9
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