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Should i try some more apps?

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Legions36
Frequent Contributor

Re: Should i try some more apps?

Yes I already disputed it. Hopefully they can fix it fast so I can apply for that Amex.
EQ-784 TU-777 EXP-772 12/11/15

NFCU(11.5k), USAA(6k), DCU(10k), Sapphire(5k), Duck(5k), Freedom(1k), Quicksilver(3k), DiscoverIT(2k), AmexBCE($800),
New cards 12/12-NFCU-MC(18.5k), Simplicity(9.2k),Slate(7.5k),Amex(3.8k)
Message 31 of 44
Legions36
Frequent Contributor

Re: Should i try some more apps?

Ok so i just closed my Cap1 secured card with a limit of $2000 that i maxed deposited on. Do u guys think its worth it for me to apply for the quicksilver card since i already have dealings with them? I have that orch bank card but they wont budge on upgrades or cli since its still in transition with them? 

Or what do u think im better than them now? Anyone know who they pull when u apply?

EQ-784 TU-777 EXP-772 12/11/15

NFCU(11.5k), USAA(6k), DCU(10k), Sapphire(5k), Duck(5k), Freedom(1k), Quicksilver(3k), DiscoverIT(2k), AmexBCE($800),
New cards 12/12-NFCU-MC(18.5k), Simplicity(9.2k),Slate(7.5k),Amex(3.8k)
Message 32 of 44
Swapmeet
Valued Contributor

Re: Should I try some more apps?

I would have called and asked them to unsecure your card and pc to the quicksilver.



My Wallet:
WalMart: ||15k|| USAA Platinum MC: ||26k|| BCE: ||9k|| Chase Freedom Siggy: ||10k|| Discover it: ||6.5k|| SG Visa: ||11k||
USAA World MC: ||23k|| US Bank Cash+ Siggy: ||7.5k|| Citi TYP World MC: ||12k|| Barclays Arrival World MC: ||13k||Citi Double Cash World MC ||25k||Sallie Mae World MC ||18.8k||Fico Scores (3 Fico Monitoring): EQ 751,TU 749, EX 743. Last app: 9-12-14 Sallie
Message 33 of 44
Legions36
Frequent Contributor

Re: Should I try some more apps?


@Swapmeet wrote:

I would have called and asked them to unsecure your card and pc to the quicksilver.


I called and tried and tried but they wouldn't budge on anything for me. They wanted me to apply for a new card, for some reason Cap1 doesn't do that like other places would. 

EQ-784 TU-777 EXP-772 12/11/15

NFCU(11.5k), USAA(6k), DCU(10k), Sapphire(5k), Duck(5k), Freedom(1k), Quicksilver(3k), DiscoverIT(2k), AmexBCE($800),
New cards 12/12-NFCU-MC(18.5k), Simplicity(9.2k),Slate(7.5k),Amex(3.8k)
Message 34 of 44
Swapmeet
Valued Contributor

Re: Should I try some more apps?

Oh, I didn't realize that you had spoken with the EO. Most people have success--though I have never been a Capital one customer, so I have no experience.



My Wallet:
WalMart: ||15k|| USAA Platinum MC: ||26k|| BCE: ||9k|| Chase Freedom Siggy: ||10k|| Discover it: ||6.5k|| SG Visa: ||11k||
USAA World MC: ||23k|| US Bank Cash+ Siggy: ||7.5k|| Citi TYP World MC: ||12k|| Barclays Arrival World MC: ||13k||Citi Double Cash World MC ||25k||Sallie Mae World MC ||18.8k||Fico Scores (3 Fico Monitoring): EQ 751,TU 749, EX 743. Last app: 9-12-14 Sallie
Message 35 of 44
myjourney
Super Contributor

Re: Should I try some more apps?


@Legions36 wrote:

@Swapmeet wrote:

I would have called and asked them to unsecure your card and pc to the quicksilver.


I called and tried and tried but they wouldn't budge on anything for me. They wanted me to apply for a new card, for some reason Cap1 doesn't do that like other places would. 


CAP1 will not unsecure a secured card sorry. We have never seen cases of that.

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 36 of 44
Creditaddict
Legendary Contributor

Re: Should i try some more apps?


@Legions36 wrote:

Ok so i just closed my Cap1 secured card with a limit of $2000 that i maxed deposited on. Do u guys think its worth it for me to apply for the quicksilver card since i already have dealings with them? I have that orch bank card but they wont budge on upgrades or cli since its still in transition with them? 

Or what do u think im better than them now? Anyone know who they pull when u apply?


I would do the pre-qual and if you get an offer for quicksilver then certainly apply for it.

Message 37 of 44
Swapmeet
Valued Contributor

Re: Should I try some more apps?


@myjourney wrote:

@Legions36 wrote:

@Swapmeet wrote:

I would have called and asked them to unsecure your card and pc to the quicksilver.


I called and tried and tried but they wouldn't budge on anything for me. They wanted me to apply for a new card, for some reason Cap1 doesn't do that like other places would. 


CAP1 will not unsecure a secured card sorry. We have never seen cases of that.


Yeah, that is what Legions36 was saying.



My Wallet:
WalMart: ||15k|| USAA Platinum MC: ||26k|| BCE: ||9k|| Chase Freedom Siggy: ||10k|| Discover it: ||6.5k|| SG Visa: ||11k||
USAA World MC: ||23k|| US Bank Cash+ Siggy: ||7.5k|| Citi TYP World MC: ||12k|| Barclays Arrival World MC: ||13k||Citi Double Cash World MC ||25k||Sallie Mae World MC ||18.8k||Fico Scores (3 Fico Monitoring): EQ 751,TU 749, EX 743. Last app: 9-12-14 Sallie
Message 38 of 44
09Lexie
Moderator Emerita

Re: Should I try some more apps?

Message 39 of 44
Legions36
Frequent Contributor

Re: Should I try some more apps?


@09Lexie wrote:
Cap 1 will pull all 3 bureaus

Really? Thats bogus for a status as Cap1. Well for right now I closed the secured card and I sent an email about my orch bank card to the eo and i will try again with the guy i dealt with before to convince him to switch to quicksilver and add a decent CLI. I did the auto CLI a few weeks ago and it was only $100 which is total garbage. 

EQ-784 TU-777 EXP-772 12/11/15

NFCU(11.5k), USAA(6k), DCU(10k), Sapphire(5k), Duck(5k), Freedom(1k), Quicksilver(3k), DiscoverIT(2k), AmexBCE($800),
New cards 12/12-NFCU-MC(18.5k), Simplicity(9.2k),Slate(7.5k),Amex(3.8k)
Message 40 of 44
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