Re: Sign of having taken the next step in credit r... - myFICO® Forums

Anonymous · ‎03-21-2012

Sign of having take the next step in credit rebuilding process.

I'll start the first one.

1. Instead of worrying about APR, you worry about rewards. (Since you are going to PIF anyway)

Chris123nTx · ‎03-21-2012

No longer think app sprees are fun, or needed

nuggets321 · ‎03-21-2012

When First Premier offers show up in your mailbox non-stop and you laugh as you tear up the offers

TU-721 (MortgagePull) EQ- 697(MortgagePull ) EXP 693(MortgagePull) FWEB 24,2015
My Wallet : Dicover More 35,500 CL -Amex Zync NPSL -WellsFargoRewards4800 - -CapOne 3000CL -GEMBWalMart 5000CL - Zales 4000CL-Kays 2900--Macys 5000CL /SSFCU 5000CL / CitiBank Diamond Pref 15000CL - CHASE Freedom 13500CL -Lowes 10,000 CL - BBuyStoreCard 10,000CL Sears Store Card (Citi) 3000 - Firestone CFNB 1400 Toyota Financial $35,000 Auto -2200DiscountTire(GECRB) Citi TY Preferred 8100CL - Chase Slate$4000-BofA15000-ToyotaRewardsVisa$10,700 -BofA$8500 AMEX BCE 9,500

LS2982 · ‎03-21-2012

@Chris123nTx wrote:
No longer think app sprees are fun, or needed

+1

EQ FICO 548 3/3/16

john398 · ‎03-21-2012

@nuggets321 wrote:
When First Premier offers show up in your mailbox non-stop and you laugh as you tear up the offers

LOL and ditto with Credit One and Finger Hut

Walt_K · ‎03-21-2012

You're helping answer other people's questions rather than posting your own problems.

Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13); TU 98 728 (01/06/12), TU 08? 760 (provided by Barclay 1/2/14), TU 04 728 (lender pull 01/12/12); EX 742 (lender pull 01/12/12)
Goal Score: 720

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jamesdwi · ‎03-21-2012

@nuggets321 wrote:
When First Premier offers show up in your mailbox non-stop and you laugh as you tear up the offers

got one today... it will feed the shreder.... "Pre-approved $750 Credit Limit with $525 usable" there AF is "only" $175 damm...

Cards: Chase Southwest 20k & CSR 17k & CSP 10k & FNBO 30k Oregon Duck 5k, & AMEX BCP 32.5k & Amex Magnet 15k&amg; Hilton Surpass 7.5k & Delta Gold 12k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 20k, Paypal Extras MC 10k, Paypal Credit 7.25k CapOne Venture 15k, QS 2.5k, QS 750, Amazon 10k, Walmart 10k, Citi Simplicity 18k, Discover IT 23k and a nice stack of store cards.
Landmarkcu Personal Loan 10k

Anonymous · ‎03-21-2012

You don't apply for any CC that you expect to close in a few years.

bichonmom · ‎03-21-2012

YOU decide which CCs YOU want... instead of trying to figure out who will approve you!

EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

mindacid · ‎03-21-2012

@nuggets321 wrote:
When First Premier offers show up in your mailbox non-stop and you laugh as you tear up the offers

It's funny how if you rebuild very quickly you end up on marketing lists on both sides of the fence. I still get the ocassional First Premier and Orchard mailers even though I am solidly in prime territory now. My most recent approval was Citi World MC with $6,500 CL and I now get offers for other Citi cards. I still open and read the First Premer mailers just for a good laugh.

Sign of having taken the next step in credit rebuilding process.

Sign of having taken the next step in credit rebuilding process.

Re: Sign of having taken the next step in credit rebuilding process.

Re: Sign of having taken the next step in credit rebuilding process.

Re: Sign of having taken the next step in credit rebuilding process.

Re: Sign of having taken the next step in credit rebuilding process.

Re: Sign of having taken the next step in credit rebuilding process.

Re: Sign of having taken the next step in credit rebuilding process.

Re: Sign of having taken the next step in credit rebuilding process.

Re: Sign of having taken the next step in credit rebuilding process.

Re: Sign of having taken the next step in credit rebuilding process.

Sign of having taken the next step in credit rebuilding process.

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Sign of having taken the next step in credit rebuilding process.

Re: Sign of having taken the next step in credit rebuilding process.

Re: Sign of having taken the next step in credit rebuilding process.

Re: Sign of having taken the next step in credit rebuilding process.

Re: Sign of having taken the next step in credit rebuilding process.

Re: Sign of having taken the next step in credit rebuilding process.

Re: Sign of having taken the next step in credit rebuilding process.

Re: Sign of having taken the next step in credit rebuilding process.

Re: Sign of having taken the next step in credit rebuilding process.

Re: Sign of having taken the next step in credit rebuilding process.

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