Sign of having taken the next step in credit rebuilding process.

[LS2982]

---

@webhopper wrote:

---

@LS2982 wrote:

---

@payingoffdebt001 wrote:

1 When you no longer pull your credit report first thing every morning.  

2 When you consider which monitoring service you should close since you currently have 3 (One for each that gives free daily pulls for either EQ, TU or EX).

---

I'm guilty of both of these and I don't care if I got an 800 score and perfect credit I HAVE TO KNOW WHATS GOING ON EVERYDAY!!!!

---

Me too!!!   Since you are now part of the AMEX family *big grin*...    you can sign up for unlimited 3-bureau reports....  its great...  The scores they provide are FAKOS, but it will give you an idea of what has changed on your report as far as util%, AAoA... those sorts of things.   of course MyFico is the only place to get the true FICO

---

How much does it cost for unlimited 3 bureau reports?? Can you do it everyday?

[webhopper]

You can do it everyday for $24.99  

[mAndrew1980]

Why not use USAA monitoring? It's only $14-$15 a month and you can pull all three reports once a day.

[Anonymous]

---

@mAndrew1980 wrote:

Why not use USAA monitoring? It's only $14-$15 a month and you can pull all three reports once a day.

---

I was thinking the same thing.  It is actually cheaper: $12.25/month.  Does Amex do anything different to justify spending twice as much money?

[webhopper]

I'm not a full member of usaa, we tried to get set up for that, my husband served in the marines, they had issues with processing his identifying info, and it seemed that getting the full member status was more of a hassle. They also denied me for a MasterCard and their secured card app for my husband ran into a glitch that we couldn't get fixed on the phone the two times we tried. so I'm not loving usaa.

We both work over 50 hrs per week, we just dint have the time for hassles over memberships and apps.

[Smug]

USAA $6.12 a month

[Anonymous]

---

@webhopper wrote:
I'm not a full member of usaa, we tried to get set up for that, my husband served in the marines, they had issues with processing his identifying info, and it seemed that getting the full member status was more of a hassle. They also denied me for a MasterCard and their secured card app for my husband ran into a glitch that we couldn't get fixed on the phone the two times we tried. so I'm not loving usaa.

We both work over 50 hrs per week, we just dint have the time for hassles over memberships and apps.

---

You don't need to be a full member for that.  I have no affiliation with the military at all and have the USAA service for $12.25 per week.  No hassle at all.  I signed up on their website and it took about 1 minute in total.

@Smug How did you get USAA for $6.12/month?  Most people pay $12.25.

[LS2982]

So the one with AMEX you can get unlimited daily 3 bureau report pulls for $24.99?? Is it PLUS scores?

[webhopper]

Yes, it's plus scores. And I go to Amex website everyday anyways, so it's definitely less of a hassle for me, and worth paying more for

[LS2982]

---

@webhopper wrote:
Yes, it's plus scores. And I go to Amex website everyday anyways, so it's definitely less of a hassle for me, and worth paying more for

---

Thats me right there!!! C'MON ZYNC CARD HURRY UP!!