Sign of having taken the next step in credit rebuilding process.

[webhopper]

Thats me too! Hehe you will get Zync fast don't worry!

[aussiesareforever]

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@Anonymous wrote:

After reading through this thread, I have MUCH to look forward to -- but, its all STILL so far away........

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I agree with you girlie. But hopefuly it'll come sooner than we think

[SwiftTone]

You stop receiving phone calls from unknown/blocked numbers...

[aussiesareforever]

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@SwiftTone wrote:

You stop receiving phone calls from unknown/blocked numbers...

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Haha...hilarious but true

[afbar1114]

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@jamesdwi wrote:

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@nuggets321 wrote:

When First Premier offers show up in your mailbox non-stop and you laugh as you tear up the offers

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got one today... it will feed the shreder.... "Pre-approved $750 Credit Limit with $525 usable"   there  AF is "only" $175  damm... 

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whats funny about this is one would mind paying that for amex gold

[jdogi]

When you start considering $3k to $5k limit cards to be small nuisance cards that need to be closed.  The corner has been turned.

[gallifrey]

What's the significance of the PLUS score?

[jdogi]

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@gallifrey wrote:

What's the significance of the PLUS score?

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Well, I suppose the significance is that they are not FICO scores, but if you just want to keep tabs on all three reports, they're just fine.  USAA isn't Fico either, I can't remember what scoring system they use, but the abiilty to puill all three reports daily is all I really need.  I also have ScoreWatch to keep tabs on my EQ Fico, but probably don't really need it.

[marty56]

When you apply for a job or some other non purchase type of situation and they tell you they need to pull your credit and you say "Make my day".

If you go to buy a new car and they ask how your credit is and play dumb, smilling to yourself.

When you apply for instant credit in a store and they blink first,

[LS2982]

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@gallifrey wrote:

What's the significance of the PLUS score?

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It's really just an educational score provided by EX. They stopped selling their FICO scores in 2009 and are promoting these FAKO scores.Very ew lenders use this score (the only one I know about is a loan online P2P loan company called prosper)