Signup Bonus Offers

[elvigy]

Typically, how long do signup bonus offers last? Specifically, I'm looking at the Barclaycard Arrival World Mastercard which is offering 40k miles for $1000 in charges in the first 3 months. How long do you think that offer will be good for? I don't want to apply right now since I just opened 3 new cards plus a car loan and from what I understand they are inq/new account sensitive. Plus, I just got the Amex which means I'm pushing that card for the bonus right now.

If I wait until Feb (6 months from opening last card) do you think the bonus will still be there?

[SnackTrader]

Very difficult to tell. You would probably need to find an insider to get that type of information, everything posted by non-employees would likely be conjecture.

I will say this: the Barclay signup was rumored to be ending back in April, almost a month before I applied for the card. The bonus still exists today, which is 4 months later. So it appears to have some level of staying power, and I wouldn't listen to rumors about the bonus ending. But, as with all good things, this bonus will end sometime so if you REALLY want it, you should try to only wait as long as you feel necessary.

You have a bunch of new INQs on there already, are you willing to take another (they pulled TU for my app) for a denial?

[elvigy]

Thanks. That at least gives me an idea of how long they run. I couldn't figure out if I had days, weeks or months. I have only 1inq on TU (EQ and EX are the ones that got beat with the inq stick) so hopefully I'll be ok when I do apply.

[Anonymous]

travel card signup bonuses tend to consitently stay @ relatively high amounts.

It's really when you see a signup that is a few hundred bucks better than what is normally offered that you need to think about how long you can wait, especially on the non-travel Cash rewards/point rewards type cards. Outside of the Barclays NFL card, there hasn't been too many "easy" ones lately (and even they raised the spend threshold from 1000 to 2500 for the same $400 bonus)

over at slickdeals theres a lot of "meh, ill wait for the chase freedom $300 bonus to come back". And so they have waited....and waited...and continue to wait