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Simplicity PC

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wacdenney
Valued Contributor

Simplicity PC

Currently I am eyeballing a few cards for closure.  One of which is Simplicity.  My question is...  Does it PC to anything?  Has anyone had any luck with a PC from Simplicity to any other product?  I know my CDP will PC to DC so that is my plan at this point, but Simplicity has the higher limit so I would rather keep the higher limit.

 

So what say you??  Is a PC from Simplicity to ANYTHING else even possible?

Message 1 of 6
5 REPLIES 5
Anonymous
Not applicable

Re: Simplicity PC


@wacdenney wrote:

Currently I am eyeballing a few cards for closure.  One of which is Simplicity.  My question is...  Does it PC to anything?  Has anyone had any luck with a PC from Simplicity to any other product?  I know my CDP will PC to DC so that is my plan at this point, but Simplicity has the higher limit so I would rather keep the higher limit.

 

So what say you??  Is a PC from Simplicity to ANYTHING else even possible?


Not quite the same but I was able to get the Citi EO to re-allocate my credit lines (in September 2014). You may want to contact Citi EO (I used the telephone and they were super nice) to see if there is a p/c for the CIti Simplicity. In the event you can't, is there a Citi Card you want they could help you get and transfer the CL. Or, do you want to re-allocate your Citi Simplicity CL to other Citi Card(s) and close the Citi Simplicity. Something to think about. You could p/c the Citi DP to the Citi Double Cash (read that).

Message 2 of 6
wacdenney
Valued Contributor

Re: Simplicity PC


@Anonymous wrote:

@wacdenney wrote:

Currently I am eyeballing a few cards for closure.  One of which is Simplicity.  My question is...  Does it PC to anything?  Has anyone had any luck with a PC from Simplicity to any other product?  I know my CDP will PC to DC so that is my plan at this point, but Simplicity has the higher limit so I would rather keep the higher limit.

 

So what say you??  Is a PC from Simplicity to ANYTHING else even possible?


Not quite the same but I was able to get the Citi EO to re-allocate my credit lines (in September 2014). You may want to contact Citi EO (I used the telephone and they were super nice) to see if there is a p/c for the CIti Simplicity. In the event you can't, is there a Citi Card you want they could help you get and transfer the CL. Or, do you want to re-allocate your Citi Simplicity CL to other Citi Card(s) and close the Citi Simplicity. Something to think about. You could p/c the Citi DP to the Citi Double Cash (read that).


Diamond Prefferred to Double Cash is the plan, but that leaves me with Simplicity which is useless to me.  I really don't need Double Cash either since I already have Fidelity AMEX but at least there's a chance I might use Double Cash some day if I ever to wonder into the boondox somewhere that AMEX isn't accepted.

 

I just can't recall reading any instance where anyone ever successfully PCd Simplicity to anything.  Reallocating the CL first would be GREAT but I had also always read that Citi didn't do that.

Message 3 of 6
Anonymous
Not applicable

Re: Simplicity PC


@wacdenney wrote:

@Anonymous wrote:

@wacdenney wrote:

Currently I am eyeballing a few cards for closure.  One of which is Simplicity.  My question is...  Does it PC to anything?  Has anyone had any luck with a PC from Simplicity to any other product?  I know my CDP will PC to DC so that is my plan at this point, but Simplicity has the higher limit so I would rather keep the higher limit.

 

So what say you??  Is a PC from Simplicity to ANYTHING else even possible?


Not quite the same but I was able to get the Citi EO to re-allocate my credit lines (in September 2014). You may want to contact Citi EO (I used the telephone and they were super nice) to see if there is a p/c for the CIti Simplicity. In the event you can't, is there a Citi Card you want they could help you get and transfer the CL. Or, do you want to re-allocate your Citi Simplicity CL to other Citi Card(s) and close the Citi Simplicity. Something to think about. You could p/c the Citi DP to the Citi Double Cash (read that).


Diamond Prefferred to Double Cash is the plan, but that leaves me with Simplicity which is useless to me.  I really don't need Double Cash either since I already have Fidelity AMEX but at least there's a chance I might use Double Cash some day if I ever to wonder into the boondox somewhere that AMEX isn't accepted.

 

I just can't recall reading any instance where anyone ever successfully PCd Simplicity to anything.  Reallocating the CL first would be GREAT but I had also always read that Citi didn't do that.


Have not read about a p/c for the Citi Simplicity either. Personally, I just did a credit limit re-allocation between three Citi cards as they declined any kind of CLI due to max exposure.

Message 4 of 6
changingmantra2
Regular Contributor

Re: Simplicity PC

I have been in the same situation - Until today - Simplicity had my highest CL- I have been trying for months.  I have had two supervisors tell me recently that I can PC mine to DC only after my 0% intro APR offer is over.  Not trusting it - I chatted with a rep. last week - who insisted what so many people here have -  Simplicity cannot be PCed - PERIOD!   I have even tried what Wanderer has done - and after several calls - finally someone said that I can reallocate "SOME," of my Simplicity CL to TY Preferred - but it would be a HP to make that happen.   Trust me - I have tried many - many - many times. I will give a call in Jan to see what happens.

 

In the meantime - there are some Citi Easy Deals that I can enjoy and I have about 1090 points to use.  I will look for those diamonds in the rough for a while before it is all said and done.  They have some good ones on local deals.  Too bad I do not eat Burger King - they have a ton of coupons for that place.  I have used some coupons for a local Middle Eastern restaurant that is a few blocks from me.  If you have some rewards on Simplicity - at least try to use them before closing it, if that is what you end up doing.

“We delight in the beauty of the butterfly, but rarely admit the changes it has gone through to achieve that beauty.”
― Maya Angelou
Message 5 of 6
Closingracer99
Valued Contributor

Re: Simplicity PC


@wacdenney wrote:

Currently I am eyeballing a few cards for closure.  One of which is Simplicity.  My question is...  Does it PC to anything?  Has anyone had any luck with a PC from Simplicity to any other product?  I know my CDP will PC to DC so that is my plan at this point, but Simplicity has the higher limit so I would rather keep the higher limit.

 

So what say you??  Is a PC from Simplicity to ANYTHING else even possible?


I would PC it to the Double Cash card... Thinking about applying for it outright or wait about 9 months to PC it 


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Message 6 of 6
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