@Chris679 wrote:Its always better to avoid the inquiry and new account if you can. PC from Slate to Freedom and don't take no for an answer if they tell you they cant do it. They can and will do it. The only way I would get a new card is if you needed the 0% APR and then I would still PC the Chase card and just open another card and have two rewards cards.
You won't get the $100 Signup bonus ... $100 signup bonus is worth a HP or 2
@hyprble wrote:I was able to PC from Slate to Freedom no problem. I did the PC because the Slate was my oldest account (didn't want my AAoA to drop) and I didn't want any additional inquiries. Since I'm gardening, I'd rather waste a new account opening/inquiry with a better CC bonus (probably a milage card)
People which thicker files AAoA hit will be less then somebody then say me who AAoA is about 5 months now. Oldest card I got is 13 months old
@Closingracer99 wrote:
@hyprble wrote:I was able to PC from Slate to Freedom no problem. I did the PC because the Slate was my oldest account (didn't want my AAoA to drop) and I didn't want any additional inquiries. Since I'm gardening, I'd rather waste a new account opening/inquiry with a better CC bonus (probably a milage card)
People which thicker files AAoA hit will be less then somebody then say me who AAoA is about 5 months now. Oldest card I got is 13 months old
Yeah, thanks. I'm not worried about a HP and the bonus cash sounds good. My last Fico report said my oldest account was 29+ years old. So safe to bet older than many of the populous here. 
I will keep the Slate tucked away and open the Freedom later this month. Thanks everyone!
it is older then I am actually lol While youre applying I would also apply for a 2nd card at the same time. It is not always promised but in many people's cases (and mine) it resulted in only one HP and you will get additional CL to move around or use.
@signaturecardmember wrote:it is older then I am actually lol
ya, I'm a fossil compared to most here. On the app page is says,
"EARN A $100 BONUS after you spend $500 on purchases in your first 3 months from account opening*
Earn a $25 bonus when you add your first authorized user and make your first purchase within this same 3-month period.*"
Earn a $25 bonus when you add your first authorized user and make your first purchase within this same 3-month period.*"
If I apply for 2 cards initially, do I miss out on the $25 incentive? I'm really not concerned at all with CL. I have 5x more credit on plastic than I'll ever need.
@Turbobuick wrote:
@signaturecardmember wrote:it is older then I am actually lol
ya, I'm a fossil compared to most here. On the app page is says,
"EARN A $100 BONUS after you spend $500 on purchases in your first 3 months from account opening*
Earn a $25 bonus when you add your first authorized user and make your first purchase within this same 3-month period.*"
If I apply for 2 cards initially, do I miss out on the $25 incentive? I'm really not concerned at all with CL. I have 5x more credit on plastic than I'll ever need.
I don't know, wy wife got the Freedom and after a week added an AU. She got $200+$25 after the $500 purchases. Got the card with a promotion.
@Turbobuick wrote:
@signaturecardmember wrote:it is older then I am actually lol
ya, I'm a fossil compared to most here. On the app page is says,
"EARN A $100 BONUS after you spend $500 on purchases in your first 3 months from account opening*
Earn a $25 bonus when you add your first authorized user and make your first purchase within this same 3-month period.*"
If I apply for 2 cards initially, do I miss out on the $25 incentive? I'm really not concerned at all with CL. I have 5x more credit on plastic than I'll ever need.
No That is $25 for your first AU account and use of the AU on the account. IF you also applied for the CSP for example that is a different account and you would still earn it that bonus