Small Credit spree

Anonymous · ‎05-24-2009

So I closed on home friday afternoon--- I did go on a many spree this weekend....

Furniture Row---approved $6009---no interest or downpayment for 24 months! this is great, a house full of stuff that I will have paid in 6 months.

Lowes-Denied in store---Im sure its because they pulled my TU, which is my worst CRA--

HomeDepot-approved in store $6000 take that Lowes

Discover More--Denied today online.....Im going to try this one again in 6 months..They did pull my Equifax though...

Message Edited by shay2009 on 05-24-2009 07:47 AM

Anonymous · ‎05-24-2009

Congrats on your new home

Congrats on the new furniture

Congrats on Home Depot

And Discover denied you with an EQ fico of 726.I would definatly try to recon first vs waiting 6 months to re-app.

wmarat · ‎05-24-2009

Well, I am closing on 06/25, but furniture is bought already.

Macy's $2700 for 12 month, 0%, no pull (existing customers), line reported already with 0 balance. Payments start after delivery.

Raymound and Flanigan, $4200, 0% via Wells Fargo, pulled DW's TU( she is not on a morgage application, anyway inq. gone already), payments start after delivery.

Local store, $3900, will pay with Penfed (about $50 back) and then BT to 0%.

IN VINO VERITAS.