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So is there a metal card for the average credit consumer?

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LS2982
Mega Contributor

Re: So is there a metal card for the average credit consumer?


@CS800 wrote:

@Anonymous wrote:

@Anonymous wrote:

 


@LS2982 wrote:

@Anonymous wrote:

@LS2982 wrote:

@Anonymous wrote:

Sapphire Preferred


I know you recently got it, How is it??


Sharp. Lol. Other than that there's not much different. Others say its heavy but its hard for me to tell the difference in it and a Plat card. Weigh about the same. Only others I know of are centurion and palladium for the US market.


How are the benefits compared to the other high end cards?


Other than the Chase perks (7% dividend, 2 points per $ on travel and dining) its just a visa signature. SHould have same benifits as any other signature. I got it for there partners and UR mall to earn a great deal of points. To be honest, im not sure how I got approved. 2 cards, AAoA 1y3m, no baddies. If your report is similar then give it a shot.


That's key...Chase likes clean reports like Amex and will approve you with generous starting limit. Your chances of being approved for Sapphire is probably the same as the Freedom


I always thought that the Sapphire was higher in terms of requirements. So would that be true for the Preferred also?


I thought the same as well, is preferred harder to get?




EQ FICO 548 3/3/16
Message 51 of 66
CS800
Super Contributor

Re: So is there a metal card for the average credit consumer?


@LS2982 wrote:

Sweet!! 2x points on fast food!!


Viva mickey D !!




Message 52 of 66
CS800
Super Contributor

Re: So is there a metal card for the average credit consumer?


@LS2982 wrote:

@CS800 wrote:

@Anonymous wrote:

@Anonymous wrote:

 


@LS2982 wrote:

@Anonymous wrote:

@LS2982 wrote:

@Anonymous wrote:

Sapphire Preferred


I know you recently got it, How is it??


Sharp. Lol. Other than that there's not much different. Others say its heavy but its hard for me to tell the difference in it and a Plat card. Weigh about the same. Only others I know of are centurion and palladium for the US market.


How are the benefits compared to the other high end cards?


Other than the Chase perks (7% dividend, 2 points per $ on travel and dining) its just a visa signature. SHould have same benifits as any other signature. I got it for there partners and UR mall to earn a great deal of points. To be honest, im not sure how I got approved. 2 cards, AAoA 1y3m, no baddies. If your report is similar then give it a shot.


That's key...Chase likes clean reports like Amex and will approve you with generous starting limit. Your chances of being approved for Sapphire is probably the same as the Freedom


I always thought that the Sapphire was higher in terms of requirements. So would that be true for the Preferred also?


I thought the same as well, is preferred harder to get?


That was my assumtion. But I think the requiremetn might be the same. Credit card companies love it for people to pay the AF's.




Message 53 of 66
Anonymous
Not applicable

Re: So is there a metal card for the average credit consumer?

I have read people having more difficulty being approved for the Freedom vs the Sapphire but YMMV

Message 54 of 66
CS800
Super Contributor

Re: So is there a metal card for the average credit consumer?


@Anonymous wrote:

I have read people having more difficulty being approved for the Freedom vs the Sapphire but YMMV


Really. I wonder why




Message 55 of 66
drsmith
Frequent Contributor

Re: So is there a metal card for the average credit consumer?

Does Sapphire have any sort of minimum income requirements or anything?


Starting Score: 703
Current Score: EQ 820 4/11/16
Goal Score: 800


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Message 56 of 66
Anonymous
Not applicable

Re: So is there a metal card for the average credit consumer?

I would say anything over 15k and you should be fine.

Message 57 of 66
mmduluth
Frequent Contributor

Re: So is there a metal card for the average credit consumer?


@drsmith wrote:

Does Sapphire have any sort of minimum income requirements or anything?


I'm a full time college student who works part time making $16k/year and I was approved yesterday for $5k. Not my highest limit, but close.

EQ FICO - 718 - 01/10/2012 EX FICO - 732 - 04/28/2012 (AMEX)

Cap1 Platinum (1000) Macy’s (2000) Chase Freedom (3000) Kohls (600) Best Buy (2700) Amex BCE (8200) Chase Sapphire (5000) CarCare1 (1600) Discover IT (4000)
Message 58 of 66
haulingthescoreup
Moderator Emerita

Re: So is there a metal card for the average credit consumer?


@LS2982 wrote:

@CS800 wrote:

@Anonymous wrote:

@Anonymous wrote:

 


@LS2982 wrote:

@Anonymous wrote:

@LS2982 wrote:

@Anonymous wrote:

Sapphire Preferred


I know you recently got it, How is it??


Sharp. Lol. Other than that there's not much different. Others say its heavy but its hard for me to tell the difference in it and a Plat card. Weigh about the same. Only others I know of are centurion and palladium for the US market.


How are the benefits compared to the other high end cards?


Other than the Chase perks (7% dividend, 2 points per $ on travel and dining) its just a visa signature. SHould have same benifits as any other signature. I got it for there partners and UR mall to earn a great deal of points. To be honest, im not sure how I got approved. 2 cards, AAoA 1y3m, no baddies. If your report is similar then give it a shot.


That's key...Chase likes clean reports like Amex and will approve you with generous starting limit. Your chances of being approved for Sapphire is probably the same as the Freedom


I always thought that the Sapphire was higher in terms of requirements. So would that be true for the Preferred also?


I thought the same as well, is preferred harder to get?


 

Just sayin'. Smiley Wink

If you keep quoting, please snip 3-4 older posts from the middle.

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 59 of 66
drsmith
Frequent Contributor

Re: So is there a metal card for the average credit consumer?

I'm in!


Starting Score: 703
Current Score: EQ 820 4/11/16
Goal Score: 800


Take the FICO Fitness Challenge
Message 60 of 66
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