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So my friend randomly received a CSP

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CF_Frost
New Contributor

So my friend randomly received a CSP

He has a Freedom, but was randomly mailed a CSP. To make things even weirder, it was mailed to our place of employment.

Anyone want to guess what the heck is going on before he calls?
Message 1 of 26
25 REPLIES 25
CF_Frost
New Contributor

Re: So my friend randomly received a CSP

I guess I should have included that he didn't apply for it.
Message 2 of 26
Anonymous
Not applicable

Re: So my friend randomly received a CSP


@CF_Frost wrote:
I guess I should have included that he didn't apply for it.

Can he check his reports?

Message 3 of 26
Anonymous
Not applicable

Re: So my friend randomly received a CSP

Does the card show up on his online Chase account?

Message 4 of 26
CF_Frost
New Contributor

Re: So my friend randomly received a CSP

He hasn't checked his report and it's not showing up on his online account.
Message 5 of 26
Dw4250
Valued Contributor

Re: So my friend randomly received a CSP

Could it be a card ordered by his boss/company for work purposes?  Although Chase has business line cards that are actually better than CSP so that wouldn't really make sense either...

Message 6 of 26
juggar
Contributor

Re: So my friend randomly received a CSP

This what I would do if I were him :

 

Call Chase and find out what the hell is going on. Was an application put through for the card recently that he did not do? 

 

If he did not apply for the card then I can only assume identity theft/fraud. 

 

I bet someone at his place of work got his complete personal info one way or the other and decided to apply. 

 

They had it sent to his place of work so they could collect the card easily and start making purchases. 

 

 

Amex Green, Chase Freedom(7.5K), Nationwide Visa Signature(6K), Chase Sapphire Preferred(6k), Cap One VentureOne visa signature (5K) BoA Cash Rewards siggy (5K), BoA travel rewards visa siggy(5K) PayPal Extras Mastercard(5K), Capital One QuickSilver(2.25K) Newegg Preferred Account(2K), Citi Forward(3.4K), Dell Account(2K) Discover IT(2.4K), Chase Slate (1.5K) Citi Diamond Preferred ($800), BestBuy Mastercard ($1500),Bill-Me-Later(1.2K), ,Barclay Mastercard(2K). TigerDirect TigerPay(3.15K), Wal-mart credit card(3.9K), Amazon store card (2K)

equifax - 720, TU - 747, Exp - 734 - report date 11/24/2014
15+ inqs...
Message 7 of 26
juggar
Contributor

Re: So my friend randomly received a CSP


@CF_Frost wrote:
He hasn't checked his report and it's not showing up on hisonline account.


My CSP did not show up immediately on my online account. I had to link the account manually to my Freedom and Slate account. 

 

Its very obvious that he needs to call Chase. 

Amex Green, Chase Freedom(7.5K), Nationwide Visa Signature(6K), Chase Sapphire Preferred(6k), Cap One VentureOne visa signature (5K) BoA Cash Rewards siggy (5K), BoA travel rewards visa siggy(5K) PayPal Extras Mastercard(5K), Capital One QuickSilver(2.25K) Newegg Preferred Account(2K), Citi Forward(3.4K), Dell Account(2K) Discover IT(2.4K), Chase Slate (1.5K) Citi Diamond Preferred ($800), BestBuy Mastercard ($1500),Bill-Me-Later(1.2K), ,Barclay Mastercard(2K). TigerDirect TigerPay(3.15K), Wal-mart credit card(3.9K), Amazon store card (2K)

equifax - 720, TU - 747, Exp - 734 - report date 11/24/2014
15+ inqs...
Message 8 of 26
CF_Frost
New Contributor

Re: So my friend randomly received a CSP

He's going to call shortly. I'm assuming identity theft as well. The having it mailed to work makes sense too.

No way it's a company card.

Message 9 of 26
juggar
Contributor

Re: So my friend randomly received a CSP


@CF_Frost wrote:
He's going to call shortly. I'm assuming identity theft as well. The having it mailed to work makes sense too.

No way it's a company card.


He should drop what hes doing and call now....

 

Chances are if its identity theft/fraud then the perpetrator didn't just apply for one card. 

 

It would probably be in his favor if he pulled all three credit reports to see who has been inquiring. And contact those lenders if he didnt initiate the inquiry(s). 

Amex Green, Chase Freedom(7.5K), Nationwide Visa Signature(6K), Chase Sapphire Preferred(6k), Cap One VentureOne visa signature (5K) BoA Cash Rewards siggy (5K), BoA travel rewards visa siggy(5K) PayPal Extras Mastercard(5K), Capital One QuickSilver(2.25K) Newegg Preferred Account(2K), Citi Forward(3.4K), Dell Account(2K) Discover IT(2.4K), Chase Slate (1.5K) Citi Diamond Preferred ($800), BestBuy Mastercard ($1500),Bill-Me-Later(1.2K), ,Barclay Mastercard(2K). TigerDirect TigerPay(3.15K), Wal-mart credit card(3.9K), Amazon store card (2K)

equifax - 720, TU - 747, Exp - 734 - report date 11/24/2014
15+ inqs...
Message 10 of 26
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