So my friend randomly received a CSP

[thom02099]

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@juggar wrote:

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@CF_Frost wrote:
He's going to call shortly. I'm assuming identity theft as well. The having it mailed to work makes sense too.

No way it's a company card.

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He should drop what hes doing and call now....

Chances are if its identity theft/fraud then the perpetrator didn't just apply for one card. 

It would probably be in his favor if he pulled all three credit reports to see who has been inquiring. And contact those lenders if he didnt initiate the inquiry(s). 

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Your friend needs to freeze his reports......ASAP!!!!

[CF_Frost]

I'm currently eavesdropping. The card has none of his info associated with it.

[Anonymous]

was it mailed directly to him? with his name? It could be a case of someone else applying for the card, and transposing a number on their mailing address. Was his name on the envelope?

[Anonymous]

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@CF_Frost wrote:
I'm currently eavesdropping. The card has none of his info associated with it.

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That's always nice.

[Chaselover]

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@CF_Frost wrote:
He has a Freedom, but was randomly mailed a CSP. To make things even weirder, it was mailed to our place of employment.

Anyone want to guess what the heck is going on before he calls?

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I guess he is a lucky guy, if no HP.

[Anonymous]

This, to me, sounds like he was added as an AU by someone.  Would explain the lack of info showing up on his online accounts, etc. 

Chase doesn't ask for SSN for AUs if I remember correctly.

But I definitely think he should play it safe and look into it ASAP.

[1GaDawg85]

So what was the final verdict?

[elim]

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@Anonymous wrote:

This, to me, sounds like he was added as an AU by someone.  Would explain the lack of info showing up on his online accounts, etc. 

Chase doesn't ask for SSN for AUs if I remember correctly.

But I definitely think he should play it safe and look into it ASAP.

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  arent AU cards mailed to the primary's addy by chase?

[Chaselover]

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@Chaselover wrote:

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@CF_Frost wrote:
He has a Freedom, but was randomly mailed a CSP. To make things even weirder, it was mailed to our place of employment.

Anyone want to guess what the heck is going on before he calls?

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I guess he is a lucky guy, if no HP.

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And if he finds an HP, dispute right away.

[bada_bing]

Prior to the 2008 bank meltdown, it was fairly common to receive unsolicated credit cards in the mail.

I used to get a few a year, mainly from Cap1. I never activated any of them. The CCCs were much

more aggressive in those days and sending a card ready to activate was an aggressive marketing

ploy.

I haven't had any credit cards show up in my mailbox unannounced in quite a few years. I don't recall

any bank other than Cap1 and Citi doing it to me back in the easy credit days. The cards sent were never

really attractive, the best cards weren't marketed that way.

I'm sure that Chase isn't send out CSP's unsolicated. That would be crazy.