@Anonymous wrote:
1) What's the minimum AAoA required for CSP? In other words, all else being the same, what "minimum" AAoA is considered to increase your approval odds for CSP?
2) I regret my decision to apply for Freedom & subsequently get a CLI. That must play a part in limiting the maximum credit Chase would extend me. I also had a high limit Southwest Visa Signature from Chase? Should I regret my decision to apply, getting approved & getting a CLI for Freedom?
3) What would you suggest someone planning to get a CSP, United Explorer & an Ink card? How should one time these apps and in what order? What would be your priority if you want to maximize your UR points for a future international travel?
4) If you meet all other criteria for CSP i.e. you have a 5k+ card, existing relationship with chase, have a Visa Signature & credit history is more than a year. The only problem is that Chase has already extended you their maximum credit. Is it possible that you could recon and get approved by transferring limit from any other existing Chase card?
1. I would say 1 year. Simply cause Chase likes to see good standing on a some CCs that are a year old. In reality? There is no way to say someone with 8 months AAoA wouldn't be approved but over a year would give better chances.
2. Usually Chase will let you move CLs around to approve you. Or so I've seen stories of it, anyway. Depending on your income, I've seen many people with quite a few Chase cards with a high combine CL.
3. I can't help to much with this but if you are attempting to max UR points, I'd do CSP then Ink. UE last. If you are already concerned about Chase reaching their exposure limit though, it might be an issue getting all 3. Which is why I'd do CSP first because of the CSP's transfer and the Freedom/CSP combo being a great UR earner. Note I'm not familar with the Ink so I don't know if either of them provides the same benefits.
4. See 2.
