I see some info listed on Doctor of Credit for BoA CCs, some here, but I wanted to see if any recent DPs (i.e. 2020 or last 6-months) for the Bank of America Cash Rewards Signature Visa?
If you have some, let's hear. Does the 3/12 rule still apply to them for this particular card?
Shame I didn't try for one of their cards when I was with BoA - seems like they are favorable to that from what I read.
When I try their pre-q site, it says "we recommend" this particular card, nothing about being pre-approved however. 
I know they supposedly pull TU F8.
What other tidbits? 
Depending on region, they'll pull Experian or Transunion.
Their prequal site is not one at all. As you said, more like a recommendation.
@coldfusion wrote:
The 3/12 and 7/12 rules apply across all of their cards. From personal experience the 7/12 rule is not an ironclad one.
BoA pulls EX for new applications, they pull TU for CLI requests which are usually just a SP.
The only true BoA preapprovals are made to existing accountholders via offers in their online account. Nothing via their prequal site is a true preapproval.
They are a relationship bank and value existing accountholders when applying for credit.
Interesting they're back issuing the Cash Rewards cards as Visa.
Just for clarity, the 3/12 rule (per WalletFlo) is for BOA cards correct? and the 7/12 rule is for ALL open CC accounts?
If you haven't done so all ready, as mentioned by coldfusion, they are a relationship bank. Open up a checking about and plant your seedling. Let it grow and build that relationship.
@Anonymous wrote:Unless you want to add more denials to the belt, I would suggest you garden. I understand the app itch well but denials beget denials. BoA has no problem saying no.
I have been gardening for 24 days, isn't that enough? 
Only kidding, I hear ya I hear ya. 
What is it about that app itch? Hard to put it in words.
Nothing like clicking "Submit" and then seeing "You're approved"
@AllZero wrote:If you haven't done so all ready, as mentioned by coldfusion, they are a relationship bank. Open up a checking about and plant your seedling. Let it grow and build that relationship.
Yeah, I was with them for a long time and just got rid of them last year because of their FEEs.
But at the time, I wasn't into this CC hobby I find myself in now, I should have applied for a card then when I was with them.
Oh well.. 
@Wavester64 wrote:
@Anonymous wrote:Unless you want to add more denials to the belt, I would suggest you garden. I understand the app itch well but denials beget denials. BoA has no problem saying no.
I have been gardening for 24 days, isn't that enough?
Only kidding, I hear ya I hear ya.
What is it about that app itch? Hard to put it in words.
Nothing like clicking "Submit" and then seeing "You're approved"
Yeah but that 7-10 day notice or outright 👎 is a real downer.
I get my app itch out by doing prequals, especially since they always deflate my confidence when I get told no prequal.
@Anonymous wrote:
@Wavester64 wrote:
@Anonymous wrote:Unless you want to add more denials to the belt, I would suggest you garden. I understand the app itch well but denials beget denials. BoA has no problem saying no.
I have been gardening for 24 days, isn't that enough?
Only kidding, I hear ya I hear ya.
What is it about that app itch? Hard to put it in words.
Nothing like clicking "Submit" and then seeing "You're approved"
Yeah but that 7-10 day notice or outright 👎 is a real downer.
I get my app itch out by doing prequals, especially since they always deflate my confidence when I get told no prequal.
Yeah, lately I can't get no (satisfaction ) from that either. I see the same thing from CHASE everyday, even though I have been with them for decades. And 1-month ago I see all 3 offered to me from BB&T and since then nothing. Depressing.
None of the Pre-q's say yes to you right now either?