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Got ya!
Since paying off all of my CA's and knowing my TU and EQ reports are free of CA's, I've been itching to ask for an increase on my NFCU Cashrewards card. Question is, how much do I ask for?
I got approved for the card in early December 2012 and have run roughly 7k or so through. All PIF. My income is 90k.
(I know myself that I need to wait until at least the 15th of March before asking...just trying to stall myself out.
)
Thanks,
Current Scores - 8/26/2025
FICO 9
EQ - 769
TU - 778
EXP - 762
Good luck to you if you ask..... Ask for higher than you want in case they counter offer.
Doesn't seem like anyone's try to scratch the itch. ![]()
If it's a softpull, why not just go ahead and let it spread. Good luck buddy!
@madmann26 wrote:Got ya!
Since paying off all of my CA's and knowing my TU and EQ reports are free of CA's, I've been itching to ask for an increase on my NFCU Cashrewards card. Question is, how much do I ask for?
I got approved for the card in early December 2012 and have run roughly 7k or so through. All PIF. My income is 90k.
(I know myself that I need to wait until at least the 15th of March before asking...just trying to stall myself out.
)
Thanks,
So do you have any paid CA's on your CR's? Any other baddies?
Current Scores - 8/26/2025
FICO 9
EQ - 769
TU - 778
EXP - 762
@Shogun wrote:Doesn't seem like anyone's try to scratch the itch.
If it's a softpull, why not just go ahead and let it spread. Good luck buddy!
Not without at least Dinner and Movie first!! ![]()
Good luck ![]()
@Shogun wrote:Doesn't seem like anyone's try to scratch the itch.
If it's a softpull, why not just go ahead and let it spread. Good luck buddy!
Shogun,
Right now I have 72% util reporting. It's currently 1% but has not reported yet and won't report until 12th-15th.
Current Scores - 8/26/2025
FICO 9
EQ - 769
TU - 778
EXP - 762
I'd wait till that util goes down. Better odds of approval. Now... don't scratch!!! at least until your util updates. Then dinner/movie. LOL!