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Spending Chart Attached - Tell me what CC I need!

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Valued Member

Re: Look at my spending File - Tell me what CC I need!

$100 sign up bonus on the UBER I believe. I failed to put that in my spreadsheet...

 

Thoughts on going the authorized user route and my wife & I each getting new different cards? 

Message 11 of 15
Established Contributor

Re: Look at my spending File - Tell me what CC I need!


@RewardsHunter wrote:

$100 sign up bonus on the UBER I believe. I failed to put that in my spreadsheet...

 

Thoughts on going the authorized user route and my wife & I each getting new different cards? 


That is what my wife & I do.

It helps each have a thicker credit profile, credit of your own, and double up on rewards

Let her get the Amazon and Ducks, you get a general 2% and the Uber or Bank or the West

 

 

FNBO 2% Cashback Visa (20k) / Bank of the West Cashback MC (20k)
US-Bank Cash+ (15k) / FNBO Travel Elite (15k) / Citi Double Cash (18k)
Ficos : 840 / AAoA : 9 yrs / AoOA : 23 Yrs / AoYA : 3
Message 12 of 15
Valued Member

Re: Look at my spending File - Tell me what CC I need!

Anyone else have any ideas. I’m leaning this way...

BOA - @ 3% Online shopping, Groceries @ 2%

I will get - Uber - @ 4% dining, 3% aiirfare and hotels, ( $100 SUB, $50 credit for paying Amazon Prime, cell insurance)

Wife will get Ducks unlimited @ 5% gas and sporting goods

 

Thoughts...?

Message 13 of 15
Valued Contributor

Re: Look at my spending File - Tell me what CC I need!

I think that sounds good. I would still consider a straight 2% card for all of your other misc. spending. Things that don't fall in any of the other categories and most likely will only get 1% CB.


Scores - All bureaus 750 +/-
TCL - Est. $275K
Message 14 of 15
Valued Member

Re: Look at my spending File - Tell me what CC I need!

I applied for Uber today and was instantly approved for $18,000 Credit limit. What’s next?

Message 15 of 15
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