Spoke with AMEX EO about Unicorn PC

[Anonymous]

Ls it will be a new account number if i remember correctly

[jsucool76]

You can convert MRe points to MR points if you have an MRe card, (zync in this case) and a normal MR card, (green, gold, prg, plat). You just transfer the MRe points to your MR card, and they convert to MR.

[LS2982]

@jsu that would involve aping for another account. Nice info though.

Will I lose my MRe points doing this PC?

[jsucool76]

That I don't know about. Best bet would be to ask a CSR, or ask someone who has upgraded a charge card to a higher tier one (green - > gold or something) and see if they kept their MR points.

Also, would 4/8 happen to be your 1 year anniversary. I would hate for this just to be an uninformed csr telling you that you'd be able to PC after a year and have them not know the zync policy.

[LS2982]

This was EO saying 4/8.

[Open123]

With Amex, unless they institute a seperate set of rules for the Zync (which I doubt), these are their policies.

1.  Charge cards can *only* be PC'ed to another charge card, and NEVER a revolver.  I've never seen an exception made for this.

2.  For a PC, you will never be eligible for any sign up promo, annual fee waiver, and otherwise special deals.  

3.  If you cancel your card, all MR points are forfeited, unless you have another Amex card (SPG), whereupon you may receive a 30 day grace period to transfer them, in the case of the Platinum.

4.  If you PC charge cards, all your points will remain intact and be upgraded accordingly.  If you upgrade Unicorn to PRG, then they all become MR points.  If you upgrade to the Platinum, they all become MR First.

All things being equal, to receive the sign up specials and first year fee waiver, the only way I know of is for a new application when cookies are cleared (not essential, but to be safe) and not logged into your account.

[LS2982]

Great info Open thanks!!!

[Open123]

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@LS2982 wrote:
Great info Open thanks!!!

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Another way to go if you're willing to take an inquiry is to app for the Blue.  If approved, then you can cancel the Zync with all your points remaining intact once your Blue account has been opened.

[SnackTrader]

Poor, LS! Everyone throwing these options out there that require new apps.

He's in the garden, dontchya know!

Worst case scenario is you redeem all your MRE points for something crappy and you start fresh with MR points on a shiny new card. But Open's information seemed to say that your points would transfer to MR. Just double (and triple) check that before PCing so that you don't lose anything. Nothing against Open, since I trust his advice as much as anyone else on this forum, just saying it is always better to be cautious than take advice from us credit fools. (And I mean that in the most endearing way possible)

Best of luck on the transfer!

[Open123]

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@SnackTrader wrote:

Worst case scenario is you redeem all your MRE points for something crappy and you start fresh with MR points on a shiny new card. But Open's information seemed to say that your points would transfer to MR. Just double (and triple) check that before PCing so that you don't lose anything. Nothing against Open, since I trust his advice as much as anyone else on this forum, just saying it is always better to be cautious than take advice from us credit fools. (And I mean that in the most endearing way possible)

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Thanks!  Appreciate the confidence.  

As another poster quoted our late President, "trust, but verify" is one of the wisest and more prudent adages I've ever run across.  In my view, we'd all live in a much more efficient world if we all practiced it.