Spreading the PENFED FEVER!

[Anonymous]

After reading  Hauling's WOW thread, I decided to give Penfed a try. I called, joined and apped for the gas card.  instantly approved.  One phone call.  One EQ pull.  One happy camper!

That's it.  I'm done. 

[John060675]

Congrats on your card. PenFed is wonderful to work with. I have CC with them, and it was just as easy as you stated.

[Anonymous]

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esshua wrote:

After reading  Hauling's WOW thread, I decided to give Penfed a try. I called, joined and apped for the gas card.  instantly approved.  One phone call.  One EQ pull.  One happy camper!

That's it.  I'm done. 

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Sweet!  WTG!

Anyone know how touchy they are about several new accounts?

Not asking because of anything.  Just asking.

Like...in general.

[Anonymous]

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cheddar wrote:

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esshua wrote:

After reading  Hauling's WOW thread, I decided to give Penfed a try. I called, joined and apped for the gas card.  instantly approved.  One phone call.  One EQ pull.  One happy camper!

That's it.  I'm done. 

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Sweet!  WTG!

Anyone know how touchy they are about several new accounts?

Not asking because of anything.  Just asking.

Like...in general.

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I have that new BofA Amex card.  It's less than a month (2 weeks to be exact) and it's on my EQ report.  Prior to this app, I had 3 Inq on the EQ.  2 are old.  will fall off in April.... My EQ Fico is 799.  I wasn't asked to send in any documents. Offered a car loan at 4.99%

[Anonymous]

Wow! Congrats esshua! That's a great card to have.

You make 3 people TODAY who've been approved by them.

[Red1Blue]

Can civilans join penfed? What are the requirements to join penfed?

[Anonymous]

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concorduser wrote:

Can civilans join penfed? What are the requirements to join penfed?

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Yep, you can join the National Military Family Association to be eligible for Penfed.

[Anonymous]

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esshua wrote:

I have that new BofA Amex card.  It's less than a month (2 weeks to be exact) and it's on my EQ report.  Prior to this app, I had 3 Inq on the EQ.  2 are old.  will fall off in April.... My EQ Fico is 799.  I wasn't asked to send in any documents. Offered a car loan at 4.99%

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OK, thanks.  Your 799 intimidates me.

I'll hold off like I know I should.

Congrats again!

[Anonymous]

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concorduser wrote:

Can civilans join penfed? What are the requirements to join penfed?

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join the military family's association (or something like that). One time $20 donation on a visa or mastercard...   I joined over the phone, joined penfed and then apped for the cc. you can do it online.  I called because I was hoping for an instant approval... plus, I had tons of questions.

Here's the "how to join" link:

https://www.penfed.org/howToJoin/overview.asp

[Anonymous]

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cheddar wrote:

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esshua wrote:

I have that new BofA Amex card.  It's less than a month (2 weeks to be exact) and it's on my EQ report.  Prior to this app, I had 3 Inq on the EQ.  2 are old.  will fall off in April.... My EQ Fico is 799.  I wasn't asked to send in any documents. Offered a car loan at 4.99%

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OK, thanks.  Your 799 intimidates me.

I'll hold off like I know I should.

Congrats again!

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Well, before you get too intimidated, let's see how this new TL and Inq affects my score. 

I can sense a rebucketing soon...