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Spree-Go For One More?

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Anonymous
Not applicable

Re: Spree-Go For One More?

Definitely head to the garden and grow those new accounts. Citi can be weird with their approvals, AMEX you may not have an issue.

However, Chase is notorious for AA, and will close your nice new accounts if they think you’re being too crazy with the apps.

Congratulations on the new cards. It’s nice and sunny here in the garden, great times to be growing your accounts Smiley Happy
Message 11 of 14
sarge12
Senior Contributor

Re: Spree-Go For One More?


@Anonymous wrote:

Hello all,

I am on the fence about whether or not to go for one more application...

I currently have Cap1 (Secured) 3/18 and Cap1Plt 8/18. Have about 18% utilization. 

Tru 654/Eq 653/Exp 643

Went on a spree and got these: Discover Chrome $2000 (6/7/19); Chase Freedom Unlimited $2800 (6/6/19) and BB&T Spectrum Cash Rewards $8000 (6/7/19).

Am wondering if should try for one more and then sit in the weeds for the next 8-12 months? If yes, what are some suggestions?

Thank you to everyone!!

 


You can add me to the list of those who advise caution....but I am a little surprised there is not anybody here saying **bleep** the torpedoes full steam ahead. The garden is boring but neccessary at times.

TU fico08=824 06/16/24
EX fico08=815 06/16/24
EQ fico09=809 06/16/24
EX fico09=799 06/16/24
EQ fico bankcard08=838 06/16/24
TU Fico Bankcard 08=847 06/16/24
EQ NG1 fico=802 04/17/21
EQ Resilience index score=58 03/09/21
Unknown score from EX=784 used by Cap1 07/10/20
Message 12 of 14
sarge12
Senior Contributor

Re: Spree-Go For One More?

On another note I can hardly believe that word in my post got bleeped...it is a common saying.

TU fico08=824 06/16/24
EX fico08=815 06/16/24
EQ fico09=809 06/16/24
EX fico09=799 06/16/24
EQ fico bankcard08=838 06/16/24
TU Fico Bankcard 08=847 06/16/24
EQ NG1 fico=802 04/17/21
EQ Resilience index score=58 03/09/21
Unknown score from EX=784 used by Cap1 07/10/20
Message 13 of 14
joltdude
Senior Contributor

Re: Spree-Go For One More?

Usually if your concerned about apping for another card, you probably should wait a bit and garden.....

And after the haul you have, I'd think sitting on the sidelines for a bit would be wise.... 

You dont want a 500$ Amex... they tend to get stuck and grow very slowly if they do at all...

You dont want someone else to become jealous and AA you for credit seeking behavior.....

You dont want cards with lowball limits that are bucketed... 

 

Congrats...

-J

 

 

Message 14 of 14
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