I actually flip flop between keeping either Barclays and/or Cap1. Still haven't made a clear decision.
@AverageJoesCredit wrote:
Plan is to start whittling down to maybe 10 cards eventually. If i get decent limits on a few i, of a low income would have no problem using or having 5.
Probably 1st up on the cb is a card so far down the proverbial path of usefulness will be my Sunglass Hut from Synchrony bank. A stunningly beautiful 29.99 Apr with an outstanding $800 cl, this one of kind is so special you cant even use it on their own website
Sunglass Hut needs a credit card? Proud of their crap aren't they?? XD
Gardner, the worse thing about it is , i kid you not, you cannot use their own credit card on their website!. Thats like me goings to Pennies and not being able to use my Pennies card but sure, we'll accept your Searslol and smh. Havent used it since a 20 buck charge back in feb 16
. Havent used it since a 20 buck charge back in feb 16
@grillandwinemaster wrote:Wow...
I just re read my post...
Not sure if I want to go all the way down to only 3 credit card accounts. Does this sound odd to anyone? I feel like I would be going to the opposite extreme.
I definitely want to simplify. What do y'all think is good simplification strategy as far as having a healthy amount of credit cards? 3? 4? 5? max 6?
I don't think the answer is a specific number, it matters that you have a use for each card you have, for instance I have over 30, now if I get down to 20, but they are cards I use, give me hotel/airline status then that is fine for me.....It really is about what you can use/handle comfortably.....at least that is how I look at it....
Since March I've closed my AmEx BCE, PRG, and USBank FlexPerks. Cash+ might be on its way to the chopping block.
@AverageJoesCredit wrote:
Gardner, the worse thing about it is , i kid you not, you cannot use their own credit card on their website!. Thats like me goings to Pennies and not being able to use my Pennies card but sure, we'll accept your Searslol and smh
Store cards do have their oddities. I can't use my Brooks Bros card at airport locations. Not sure why.
And while the BB store card doesn't give free shipping, simply having any Amex gives me ShopRunner (which includes BB).
So there's a Sunglass Hut card...a Lenscrafters card...any other Luxxotica cards?
Cap1 QS (PCed from Platinum)-- going to be closed with the CL being moved to my "real" QS (WEMC) as soon as I pay the balance to zero and the statement cuts, first week of May.
Still on the fence about closing NFL and moving the CL to my jetBlue Plus. I know I will eventually, but maybe not this soon.
@AverageJoesCredit wrote:
Gardner, the worse thing about it is , i kid you not, you cannot use their own credit card on their website!. Thats like me goings to Pennies and not being able to use my Pennies card but sure, we'll accept your Searslol and smh
That's like the Gander Mtn store card! My husband was excited to get approved for it, but we then realized it can't be used online, only in store. We live in California, and the closest store is in Idaho! We should have read the fine print more carefully. 
At least it will always report a zero balance for him until they or he closes it.
I am looking at ridding my QS and GM card, and overstock. Cap1 won't increase any of my cards so off they go. Overstock is more expensive than Amazon and since getting disco and Amex, I and finding deals that save money and get me points. If I chop them, I will have 9 cards. I want to focus on growing what I have and trim fat that doesn't not benefit me.
