Spring cleaning?

[redheadtempe36]

Thanks Bearscubsotters.

I just wanted to run my "plan" by someone to see if I was missing anything obvious.

I requested that $3K be moved from my United Exploer to my Freedom Unlimited.  I think the minimum for the United Explorer is $5K, so we will see.

Closed the Capital One cards (Quicksilver and Walmart) via automated call.

Requested that $2500 of my $3000 Delta card be transferred to my Everday preferred.  Once it is, I will close the Delta.

I will wait until I receive the US Bank Altitude before I call and close the Kroger.

I still have a $2K balance on my Barclays (at 0% until 2022) so I will wait on that.  I saw another post where they might be bought out, so I'll wait on that one until it is paid off, or it is bought out.

Like a lot of people I imagine, our oldest cards aren't really the best ones, so ... for me at least it was time.

Capital One has the no FTF but that was about it, and I have other cards with the same benefit.  Capital One does not seem to be offering the 0% financing that Synchory did at Christmas time, so no point in keeping that either. 

[redheadtempe36]

Well just an update for future data points.

I could transfer credit from my United Explorer card bring it down to $2K, even though the minimum to open is $5K.

Closing Chase was easy enough via secure message.

Closing Capital One QS and Walmart were also easy enough online.

I had to call US Bank, and they were nice enough about it.  I did have the excuse that I just opened a more useful US Bank card (Altitude Go).

I tried closing the Amex Delta via chat (after transferring as much credit as I could) and Amex "fought" me.  Offered 10,000 miles to keep it open.  Since I already paid the AF in October, I caved.  I'll cancel it next year sometime.

I found it interesting that Amex was the only one to even try to keep my business.