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Still can't get AMEX to SP me

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Duncanrr
Valued Contributor

Still can't get AMEX to SP me

It's now been over a month and Amex will not update my account review. The last SP was 10/18 and 30 pts lower than my current score. I'm eligible for 61x CLI but will not pull the trigger yet. Should I just call them and ask that they update my file?


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750

Take the FICO Fitness Challenge
Message 1 of 6
5 REPLIES 5
armbenderc
Valued Contributor

Re: Still can't get AMEX to SP me


@Duncanrr wrote:
It's now been over a month and Amex will not update my account review. The last SP was 10/18 and 30 pts lower than my current score. I'm eligible for 61x CLI but will not pull the trigger yet. Should I just call them and ask that they update my file?

Smiley Surprised Just go drapping, they will SP you.

 

J/K

 

Maybe wait till December?

 

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 2 of 6
Duncanrr
Valued Contributor

Re: Still can't get AMEX to SP me

Well new NFCU generates first statement on Dec 6 so it should be reporting by Dec 10. They will probably pull by then. I waited 2 months guess 1 more isn't too bad.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750

Take the FICO Fitness Challenge
Message 3 of 6
nicholasyud
Valued Contributor

Re: Still can't get AMEX to SP me

What credit monitor you had Durcann ??? Wonder how you know if they been SP !??

Starting Score: 560
Current Score: ?
Goal Score: 800
Message 4 of 6
Anonymous
Not applicable

Re: Still can't get AMEX to SP me

I made the mistake of going for my 61 day cli when they had only softpulled me once, a month after my application.  It had been about 90 days since I apped.  I was denied for what I thought were odd reasons, 1. Fico Score (709 at the time, okay I get it..kind of) 2. Length of time with amex, I forget the rest.  No mention of the 5 new accounts that had just been opened within 30 days prior to the soft pull.  This was a BCP, never carry a balance always paid in full on both my amex cards

Message 5 of 6
youngandcreditwrthy
Senior Contributor

Re: Still can't get AMEX to SP me

Credit monitoring svcs wont show SPs, you'll have to look at your actual report to be able to tell...
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 6 of 6
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