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Haha, nothing wrong with having it if the need ever arises =P
@injustifiiable wrote:
@Anonymous wrote:
@injustifiiable wrote:Victoria's Secret
I just heard from a co-worker than this isn't a bad starting level card, one of the easier ones to be approved for. Just third party information though, don't quote me on an app or anything =)
I only have one because a) I was able to get it with the cart trick and B) I can use it at BBW. I'm a single guy so at the moment I have no need for bras and panties. lol.
I was in the mid 600s when I was approved.
And shopping cart trick is going to have to be something I learn!
And if Commenity only requires a SF, isn't it worth a shot for anyone, it can't hurt?
@Anonymous wrote:
And shopping cart trick is going to have to be something I learn!
And if Commenity only requires a SF, isn't it worth a shot for anyone, it can't hurt?
I don't know the detail of the each card that Comenity offers. They have like 30+ store cards including Bill Me Later or something...I think the list can be found on this forum. But, for my Comenity card, it was only a SP.
@Startone hahha sometimes the couch is more comfortable and congrats on starting your credit journey!
This one has a small list, i'll excerpt Johnny_Favorite "Though there is a huge list, I found this trick to only work at: Express, Victorias Secret, OneStopPlus, Woman Within, Buckle, King Size, Bealls, Roamans, Brylane Home, JCrew, Eddie Bauer. On my wife, it did not work for 5 months until she finally hit around a 610 Fico, then it started to approve her for all of these."
Haha yes my couch is so comfy and you too! It's a real patience test....
The Target RedCards (both credit and debit) also have pharmacy rewards. When you buy 5 prescriptions with your RedCard you get a 5% off coupon for a non-pharmacy purchase, which you can get an additional 5% off by paying with your RedCard.
I also think it's a good idea to list the banks who back each card in your list.
ohhhh I agree. I thought about adding what reports they pull but that can change any time can't it?
Barneys New York has one. Benefits here:
http://www.barneys.com/Barneys-Card/BARNEYS_CARD,default,pg.html
Frankly, most of the benefits (free valet parking, free glass of wine, $50 credit toward in-house alterations) are really only useful if you shop in-store,
Which probably explains why there is no online app for the card.
Do you guys think I should add the PayPal card?
@Anonymous wrote:Do you guys think I should add the PayPal card?
Sure, I'd consider that a store card.