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All I can say is, y'all are really, really young!
You've probably never heard of a cuss box, either. (It's fining family members for using swear words. The proceeds go in the collection plate on Sunday morning, or possibly for a family outing, depending on the motivation behind the existence of the cuss box.)
eta: kall9988 (OP), I hope we haven't lost you due to this not-unprecedented thread-jacking. Anyway, let us know if you have any questions. I don't see any reason to close your Macy's card just from what you've posted, although I realize that there are plenty of other reasons to want to run a card through the shredder. Again, be sure to read the link by fused on what's involved with closing CC's.