Stupid question, but what is " luv button?"

[JMMD]

I keep seeing this in pists about getting credit line increases and have no idea what it eans. Thanks.

[Anonymous]

It's the button you press to request a CLI online.

[Anonymous]

+1 credit limit increase button found on your cards website.

[Anonymous]

Its a button on most of the CC website that says "request credit limit increase." Sometimes they just up ur limit by pressing it. Everyone calls it the "luv button".

[JMMD]

oh ok,that makes sense. Thanks!

[Anonymous]

If all you do to get your CLI is press a luv button, is it only ever going to be a SP?

[Anonymous]

Keyjibo, depends on your CCC. My Best Buy store card was a SP luv, Amex is SP luv.

[Anonymous]

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@Anonymous wrote:

If all you do to get your CLI is press a luv button, is it only ever going to be a SP?

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In many  cases you will be asked a few questions, mainly salary, housing costs and perhaps what limit you are looking for.    Then, whether it is a HP or SP depends on the issuer.  In some cases, if they have done a recent SP as part of account watching, they may use that.  Others will do a HP anyway.  Some, like Citi, tell you afterwards if a pull wasn't done, but of course that's not all that useful for planning.

[QAMngrGirl]

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@Anonymous wrote:

If all you do to get your CLI is press a luv button, is it only ever going to be a SP?

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Not always, my BofA & Barclay's are HP 99% of the time. Best to call if you aren't sure. 

[Anonymous]

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@QAMngrGirl wrote:

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@Anonymous wrote:

If all you do to get your CLI is press a luv button, is it only ever going to be a SP?

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Not always, my BofA & Barclay's are HP 99% of the time. Best to call if you aren't sure. 

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Citi and Chase are usually HP as well. AmEx is an exception in that they almost always SP for CLIs.