Success with App Spree and Chase Freedom Recon

[Anonymous]

Hello All!  I've been lurking in the community for awhile and feel like I've learned a ton! I've paid down most of my store cards to give me a really low utilization b/c I really want a major credit card to help me on my journey to strong credit. I do have some baddies from a couple of years ago: 3 paid medical collections, 4 past 30 days, and a really, really past due mortgage account which I had a modification done on and have paid perfectly since then. If I did my signature correctly...you should be able to see my scores.

Here are the results of my App Spree:

Amex Zync: Approved!! (NPSL)

Walmart: Approved for store card w/ 600$ limit (wanted this for free TU FICO)

Chase Freedom: 7-10 day message...called for a recon and approved for lowest CL (500$....which I'm fine with b/c I only intend to use minimally to strengthen my score).

And here's the funny part..... Capital One Cash for Average Credit: Declined    Fine with that since I got the Freedom and Zync!!

Thanks for all the great info!!

[Anonymous]

Capital One. It's full of lulz.

Congratulations on the much better cards.

[Guava]

Congrats! Freedom is a great card especially if you also have Chase checking, $500 isnt bad, at least you got in the door 

[LS2982]

---

@Anonymous wrote:

Hello All!  I've been lurking in the community for awhile and feel like I've learned a ton! I've paid down most of my store cards to give me a really low utilization b/c I really want a major credit card to help me on my journey to strong credit. I do have some baddies from a couple of years ago: 3 paid medical collections, 4 past 30 days, and a really, really past due mortgage account which I had a modification done on and have paid perfectly since then. If I did my signature correctly...you should be able to see my scores.

Here are the results of my App Spree:

Amex Zync: Approved!! (NPSL)

Walmart: Approved for store card w/ 600$ limit (wanted this for free TU FICO)

Chase Freedom: 7-10 day message...called for a recon and approved for lowest CL (500$....which I'm fine with b/c I only intend to use minimally to strengthen my score).

And here's the funny part..... Capital One Cash for Average Credit: Declined    Fine with that since I got the Freedom and Zync!!

Thanks for all the great info!!

---

Congrats!!!!

[MsLadyRover]

Congratulations on your Freedom!

[Anonymous]

---

@Anonymous wrote:
I got the Freedom and Zync!!

---

CONGRATULATIONS!!!

[Anonymous]

I just applied for this card as well and received the 7-10 day message.  How long did you wait to call and ask for recon? I applied yesterday and called today, application is "still under review."  Thanks. 

[SamsungHDTV]

congrats on the freedom

[cutemarty1]

Congrats! Wohoo!

[Topher227]

The Freedom is a great card, congratulations!