@Anonymous wrote:Please all tell me that this was NOT a hard pull.
I've had the Discover More for 16 months. The initial CL of $3500 never moved. No auto increase. I always paid in full and used the card every single month. Today, I did the automated phone increase request and I was approved for an additional $1500, bringing the CL up to $5k. I didn't want to request more at this point. The full amount of the request was approved without being connected to a CSR.Now, I read in a previous thread that Discover doesn't do a hard pull without disclosure administered by a live human being.
Is this so? Can anyone confirm this? Or does someone who was approved by the automated system have a different experience?
If it wasn't a hard pull, this is great. If it is, I'll live but I don't think the $1500 increase would be worth the hard pull.
Anyway, happy to see my Discover grow a little. Still my lowest CL of all cards, but then my relationship with Discover is young. I might put in another request in a year or so. Patience is of the essence.
Congrats
This is my hope that I will try to get a CLI without a HP
@-Cain- wrote:
Congrats! You shouldn't have a HP, Discover is pretty good about letting you know beforehand if it will require HP.
+ 1
@DonDraper wrote:My CLI button kept appearing and disappearing too, from the front page... I later found it under my "profile" information after it had disappeared from the main account page again. But after you use it, it disappears again and is replaced by the "Request a CLD" button. It's unnecessarily confusing.
Once you log on to your account, do a search for 'credit increase', you will find the link. However it will give you a number to call.
@DonDraper wrote:That's in the "Help Center" (in the "Manage Account" section). And there's only a "Request a Credit Line Decrease" link in mine, FWIW. Probably because I just got an increase last month. But the buttons appear and disappear constantly.
At the top of the page there is a search bar and in my case if i type 'credit increase' it brings me to a link for credit increse but still have to call a number.
@DonDraper wrote:Yes. But I was talking about the buttons that come and go from your account. They disappear and reappear all the time.
Yes mine disappeared too last month. I guess they will re-appear once the 6 months mark pass. Im assuming that they put it back on after they review your account and term it eiligible for a CLI. That is my assumption.
