Re: Successful QS upgrade and combo

Anonymous · ‎08-29-2015

Hello all!

I upgraded one of DH's Cap1 Plantimum MCs to QS with no annual fee today. Then I combined the balances onto his new QS sucessfully knocking out both annual fees. A savings of $98 a year. I know it's not a lot, but every bit helps. Woo hoo!!!

Thanks to the folks here on myFICO. I would have never known about it without you all.

Anonymous · ‎08-29-2015

Awesome! Agreed that every little bit helps!

OmarGB9 · ‎08-29-2015

Grats!

Last App: 1/10/2023
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Currently rebuilding as of 04/11/2019.

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UncleB · ‎08-30-2015

@beautifulblaquepearl wrote:
Hello all!

I upgraded one of DH's Cap1 Plantimum MCs to QS with no annual fee today. Then I combined the balances onto his new QS sucessfully knocking out both annual fees. A savings of $98 a year. I know it's not a lot, but every bit helps. Woo hoo!!!

Thanks to the folks here on myFICO. I would have never known about it without you all.

Awesome! A savings of $98 a year is a pretty big deal to me!

I always like to say, "If you watch the pennies, the dollars will take care of themselves..."

NRB525 · ‎08-30-2015

Congratulations!

I recently updated my old MC to QS from 1% to 1.5%, and was pleasantly surprised also to see the extensive World MC benefits on the no AF card.

It's hard to beat the value in a Capital One MC QuickSilver.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765

Anonymous · ‎08-30-2015

Congrats!! Thats awesome!!

Anonymous · ‎08-30-2015

Congrats. In a few months I hope to do something similar.

Anonymous · ‎08-30-2015

Great move! Congrats!

Anonymous · ‎08-30-2015

Hi and congrats on the moves...

Did you do the combo immediatly after upgrading to QS?I just upgraded one of my platinum cards to QS and want to combine another with it but I thought I should wait a bit or until it shows up as a QS card in my account.

SunriseEarth · ‎08-30-2015

@beautifulblaquepearl wrote:
Hello all!

I upgraded one of DH's Cap1 Plantimum MCs to QS with no annual fee today. Then I combined the balances onto his new QS sucessfully knocking out both annual fees. A savings of $98 a year. I know it's not a lot, but every bit helps. Woo hoo!!!

Thanks to the folks here on myFICO. I would have never known about it without you all.

I'd be happy if someone handed me a $100 bill! Congrats to DH!

Successful QS upgrade and combo

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Successful QS upgrade and combo