I woke up this morning to an email asking me to confirm my direct deposit information to receive my security deposit back. It should be sent by direct deposit within 3 business days. So I logged into my discover account and also noticed they have increased my cl to $3,000.00 from $2,500.00. I was shocked that they unsecured it so soon. They are only showing my TU fico score at 650. When I got the card my score was 669 but I refinanced my auto loan and got 3 additional cards since then and that lowered all my scores. I applied for the card at the end of February 2020 and my 7th statement just recently cut. Will I be able to product change this to the Discover it that has the 5% rotating categories? I would rather have that then this 2% on dining and gas. I already have the Penfed PCR that gives me 2% on all my purchases.
