@redE2move wrote:I've been reading that 5 is the magic number of Synchrony cards alloted before they cut you off. I have one card that I don't use much (Old Navy) which I'd glady get rid of if I could get Care Credit instead. I'm not sure if this is an option or if I'd just be screwing myself up by closing one and apping for the other. Wondering if anyone could share any similar experiences with me. I'm not looking to make the change until maybe June but I want to be somewhat prepared for how or if I should proceed in doing so.
I don't think Synchrony is the problem, nor is 5 of their cards the magic number. I think the problem lies within these boards and the constituents within always encouraging others with Synchrony cards to call credit solutions and ask for $20-25k limits per card. Those seem to be the ones they are shutting down, from what I've seen anyways.
I've never received any AA from Synch and I have more than 5 cards, 10 to be exact!
Ebates Visa Sig 10k
Sam's Club MC 10k
Walmart MC 8k
eBay MC 8k
CheapOair Visa 8k
Marvel MC 7k
BP Visa 6k
Amazon 6k
Banana Rep Visa 1.5k
Sunglass Hut 1k
Slow and steady wins the race, no need to sprint 
I have 13 Synch cards and no AA. Yet.
@fedxboy wrote:
@redE2move wrote:I've been reading that 5 is the magic number of Synchrony cards alloted before they cut you off. I have one card that I don't use much (Old Navy) which I'd glady get rid of if I could get Care Credit instead. I'm not sure if this is an option or if I'd just be screwing myself up by closing one and apping for the other. Wondering if anyone could share any similar experiences with me. I'm not looking to make the change until maybe June but I want to be somewhat prepared for how or if I should proceed in doing so.
I don't think Synchrony is the problem, nor is 5 of their cards the magic number. I think the problem lies within these boards and the constituents within always encouraging others with Synchrony cards to call credit solutions and ask for $20-25k limits per card. Those seem to be the ones they are shutting down, from what I've seen anyways.
I've never received any AA from Synch and I have more than 5 cards, 10 to be exact!
Ebates Visa Sig 10k
Sam's Club MC 10k
Walmart MC 8k
eBay MC 8k
CheapOair Visa 8k
Marvel MC 7k
BP Visa 6k
Amazon 6k
Banana Rep Visa 1.5k
Sunglass Hut 1k
Slow and steady wins the race, no need to sprint
I have to agree here...I was advised in a different thread when I was discussing how I should grow/manage my various cards to ask for a big CLI on my Amazon Store Card, which is the only Synchrony card I have and was issued last year with a $800 line (the figure suggested was $10k but I got cold feet and asked for $6k instead), but I got turned down flat and have been fretting ever since about the possibility of a "blue envelope" though I think (crossed fingers!) it's not too likely...I'm not asking for any more CLI's on Synchrony or any other cards until at least a few more months have passed and my accounts have had time to grow and age; I have a credit steps increase (from $3k to $3,500) coming on my Cap One unsecured MC by fall and I'm going to be content with that (at least at this time unless I get a really good reason to ask for a CLI!)