Sync Bank Selling accounts

[taxi818]

Wow. I just told them that. And you show up. Good luck.

[destine2grow]

Now I am curious on what he/she does to have the HP removed.

[taxi818]

Lmao. It is forbidden to talk of here at my fico. . I will say google the word. Split file. Taboo really.

[taxi818]

But I don't think you can beat the system. He is young. And thinks he is smarter than the mathematicians from MIT.

[FixMyCredit1992]

I may not be able to beat the system but I can give it a run for it's money.

IMO, the entire fico system is flawed. 

Two major changes need to be made to fico.

1. CCC's should be required to post  the MIN Acceptable score.

2. INQ's should not count unless approved. 

[trumpet-205]

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@FixMyCredit1992 wrote:

1. CCC's should be required to post  the MIN Acceptable score.

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There is no such thing as minimum acceptable credit score. No creditor will approve account based on credit score alone. Like you said, because it is possible to cheat the score, using score alone is an unreliable way of determing creditworthiness.

[SunriseEarth]

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@taxi818 wrote:
Wait a minute everyone. Wait a minute!!!!
Before we banish fixmycredit. I can see things from his point of view now. Because I had a talk with him before. Even he got so many inquiries. 50 plus by now. He has a plan that is forbidden here at my fico to speak of. So from his perspective. He can app all he likes. As he will have all the hard pulls removed. He told me how to do it. So I will not bother him anymore. Good luck fix my credit. You go. Do your thing. Try and try again.

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Of course, it doesn't always work in people's benefits and is increasingly harder to do, given that the CRAs have expanded their data capabilities in recent years.  

This reminds me of a famous quote by Lawrence Olivier.  When he was filming "The Marathon Man" with Dustin Hoffman, he observed Hoffman's Method acting techniques.  For example, if Hoffman's character had stayed up all night, Hoffman stayed up all night.   Olivier's pithy response to this was something to the tune of "why don't you try acting?"

[chalupaman]

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@taxi818 wrote:
Lmao. It is forbidden to talk of here at my fico. . I will say google the word. Split file. Taboo really.

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I've read about that before and I won't say anything more than that. 

[lonelyisland]

Since SYNC hates me and Comenity likes me, i will be A-OK if they sell BR and Amazon over there. 

I do know that when GE bought a bunch of Comenity's furniture cards, people had to repply or were HPd. Lots of anger on Facebook LOL! 

I havent heard new HP tales going the opposite direction. 

[taxi818]

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@chalupaman wrote:

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@taxi818 wrote:
Lmao. It is forbidden to talk of here at my fico. . I will say google the word. Split file. Taboo really.

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I've read about that before and I won't say anything more than that. 

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+1