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Sync/GE Bank typically report quickly?

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CreditCuriosity
Moderator Emeritus

Sync/GE Bank typically report quickly?

Does Sync/GE Bank typically report quickly? I applied for Care Credit on Saturday and was approved for 8k then 10k after recon and it already hit my TU and Experian report...  They actually beat Barclay's although Barclay's got my EQ today lol..  Do they normally report quickly or just a fluke?

Message 1 of 9
8 REPLIES 8
Anonymous
Not applicable

Re: Sync/GE Bank typically report quickly?


@CreditCuriousity wrote:

Does Sync/GE Bank typically report quickly? I applied for Care Credit on Saturday and was approved for 8k then 10k after recon and it already hit my TU and Experian report...  They actually beat Barclay's although Barclay's got my EQ today lol..  Do they normally report quickly or just a fluke?


My WalMart card and Amazon card (both Synchrony) were reporting before I even got the cards in the mail. They must just be quick about it.

Message 2 of 9
FinStar
Moderator Emeritus

Re: Sync/GE Bank typically report quickly?

Yup, they report pretty quickly.  Barclays and BoA being the other two that report in similar quick fashion.

Message 3 of 9
Anonymous
Not applicable

Re: Sync/GE Bank typically report quickly?


@CreditCuriousity wrote:

Does Sync/GE Bank typically report quickly? I applied for Care Credit on Saturday and was approved for 8k then 10k after recon and it already hit my TU and Experian report...  They actually beat Barclay's although Barclay's got my EQ today lol..  Do they normally report quickly or just a fluke?


Si.

Message 4 of 9
Anonymous
Not applicable

Re: Sync/GE Bank typically report quickly?

They reported before I got the cards. I even got my first bills before I received the cards in the mail.
Message 5 of 9
bobbay
Established Contributor

Re: Sync/GE Bank typically report quickly?


@CreditCuriousity wrote:

Does Sync/GE Bank typically report quickly? I applied for Care Credit on Saturday and was approved for 8k then 10k after recon and it already hit my TU and Experian report...  They actually beat Barclay's although Barclay's got my EQ today lol..  Do they normally report quickly or just a fluke?


I opened Synchrony Home Design account for 0% 24mos for new HVAC system a couple of weeks ago and it reported next day.


Current Score: EX 712 4/28/15, TU 713 4/14/14 lender pull, EQ 723 9/16/15, 740 EQ bankcard 8 6/1/15 lender pull
Last app 03/12/17


Message 6 of 9
Anonymous
Not applicable

Re: Sync/GE Bank typically report quickly?

They do report within a couple days upon your approval. CareCredit & Amazon showed up on my file before I even got the card. Citi bank is quick as hell too. It's on my report less than 14 days from the day I got approved

Message 7 of 9
chalupaman
Super Contributor

Re: Sync/GE Bank typically report quickly?

That's standard for every Synchrony card I've ever had. They always show up on EX first and a few days later EQ and TU.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 8 of 9
AirlinerDudeB6
Regular Contributor

Re: Sync/GE Bank typically report quickly?


@Anonymous wrote:

They do report within a couple days upon your approval. CareCredit & Amazon showed up on my file before I even got the card. Citi bank is quick as hell too. It's on my report less than 14 days from the day I got approved


+1 for Citi being super fast.

 

I applied for my TYP card and was denied online.  I thought it was a bit odd, but just let it go.  The next morning a I received an alert about a new account being added to my CR.  So I log in and what do I see?? a brand new CitiBank account!  And 4 days later my new TYP card arrived in the mail.  No recon.  No phone calls. No nothing.  

 

I agree about Sync too.  Very fast.  My Sams MC reported within 2 days after approval.

Discover It - $25.5k | Sam's Club MasterCard - $25k | Chase Sapphire Reserve $23.8k | Amex EveryDay - $23k | Barclays JetBlue - $23k | Citi TYP - $7.1k | Cap1 Quicksilver WMC - $7k | Marriott Rewards Premier Visa Signature - $6.5k | Chase Freedom - $3.2k | Amex Gold - NPSL |
TU 08 FICO - 812 | EQ 08 FICO - 799 | EX 08 FICO - 793 |

Utilization - 16% | AAOA - 4.3 years | In Garden - Since 9/6/16
Message 9 of 9
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