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@Newstart122014 wrote:Ok thanks Borimer, I just got my first statement, I'll give it a shot!
Let me re-iterate. I've never been approved for a cli from Synchrony by hitting the button. I believe my particular situation is a-typical. I was denied 3 times and the day after the third denial I came home to an auto increase on both Amazon and Walmart. It was shortly after my 2nd statement generated on both cards. I haven't yet had 4 statements on any Synchrony card I have. I only shared my experience in the short time I've been with them. Not trying to suggest that anybody else should follow my lead and expect to get similar results. It's always a YMMV with any CCC and any situation.
@Anonymous wrote:
@Newstart122014 wrote:Ok thanks Borimer, I just got my first statement, I'll give it a shot!
Let me re-iterate. I've never been approved for a cli from Synchrony by hitting the button. I believe my particular situation is a-typical. I was denied 3 times and the day after the third denial I came home to an auto increase on both Amazon and Walmart. It was shortly after my 2nd statement generated on both cards. I haven't yet had 4 statements on any Synchrony card I have. I only shared my experience in the short time I've been with them. Not trying to suggest that anybody else should follow my lead and expect to get similar results. It's always a YMMV with any CCC and any situation.
No problem Borimer, I totally understood what you were saying, thanks 😊
I don't think I have actually gotten an increase from the luv button online, but I have gotten increases from the phone system or from talking to a rep. Once I even got an increase from talking to credit solutions.
With my PayPal MC with them, they have always been pretty good about giving me increases automatically. The first one came after about three months of having the card. I don't think I have actually ever gotten a CLI with the Walmart card automatically. I think I always had to ask for that. I did get the offer to upgrade it to the Discover version, which I declined knowing it would be a new account with a new starting date, not a conversion to the Discover version. I didn't really need it at that time anyway because there rewards on the card are not good for me in comparison to other cards.
In case anyone is curious...I reached my official 4 month anniversary over the weekend. I just hit the Luv button online and instant approval for $8k increase.
So in my case at least, it was not the 4th statement, but rather the 4th month anniversary of the account.
YMMV
Thank you for letting us know, I was wondering about the 4th statement/4 months as well. I just had my 4th statement cut on walmart and was getting same msg when hit luv button. My 4 months isn't up until the 28th of this month. Will wait and see what happens, then hit luv button again if not auto cli.