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Yup, I took my $3k SL to $30k with a single phone call that lasted maybe 2 minutes a few days after approval. From what I understand, one can go to $35k without IV.
I'm considering putting a new roof on my house and using my Lowe's card, so I may go for a $30k --> $35k bump first to keep the utilization a tad lower.
@JaseT wrote:Yes, it is broken. It won't give me any more!!
Same here. I had a 15k limit (3.3k balance) and requested 20k a couple of weeks ago, they gave me 17k. I just tried for 20 k again and was denied with no counter offer. I'd love to have a CL that would put me under 8.9% UTI, but looks like I'll have to get my UTI down the hard way.