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Synchrony Bank: Income Reported When You Applied & Total exposure and balances

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Anonymous
Not applicable

Re: Synchrony Bank: Income Reported When You Applied & Total exposure and balances

Income: 1,000,000 USD

 

Lowes: 25K

Walmart:25K

Marvel:25K

 

Zero balances, no issues

Message 11 of 17
Meanmchine
Super Contributor

Re: Synchrony Bank: Income Reported When You Applied & Total exposure and balances

I feel kinda small standing next to zumroff but here goes

 

Income 40k

Total Synch Accts 15

Total Synch accts opened last year  2

Total Synch Exposure 40k

Most accounts are at $0 balance

Total outstanding bal maybe $250  I always carry a balance < $100 on a few cards

Highest CL $5k (Lowes, SamsClub SC and JCP SC)

 

No AA action atm.

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>7/2025 All 3 reports 830 - 845(F8) F9s = all 850 but my app finger is still twitching
Message 12 of 17
AverageJoesCredit
Legendary Contributor

Re: Synchrony Bank: Income Reported When You Applied & Total exposure and balances

Even as i try to pif when i can i still end up carrying a balance on some cards, but as long as i make my payments all the same to me.. at the moment carrying a small balance on my Sams and Pennys. Just trying to show some use. 5 sync accounts ,so far so good.
Message 13 of 17
Anonymous
Not applicable

Re: Synchrony Bank: Income Reported When You Applied & Total exposure and balances

I owe Amazon Store card 17,500 pennies.

Message 14 of 17
sarge12
Senior Contributor

Re: Synchrony Bank: Income Reported When You Applied & Total exposure and balances


@Anonymous wrote:

@Anonymous wrote:

Income: $108,000

 

Lowes 35k reporting around $20

Toys R Us 25k reporting $0

Sam's $25k reporting $90

 

Opened Marvel and had to adjust some lines alittle.

 

No issues with any accounts. 

 


Nice!


25K limit at Toys R Us....Holy flying sheep Batman, that's a lot of toys!!!!!!

TU fico08=824 06/16/24
EX fico08=815 06/16/24
EQ fico09=809 06/16/24
EX fico09=799 06/16/24
EQ fico bankcard08=838 06/16/24
TU Fico Bankcard 08=847 06/16/24
EQ NG1 fico=802 04/17/21
EQ Resilience index score=58 03/09/21
Unknown score from EX=784 used by Cap1 07/10/20
Message 15 of 17
Creditplz
Valued Contributor

Re: Synchrony Bank: Income Reported When You Applied & Total exposure and balances

Income: 186K

Exposure: 83.4k

Balances on Synchrony: $15 on a 25K Ebates card.
Message 16 of 17
Anonymous
Not applicable

Re: Synchrony Bank: Income Reported When You Applied & Total exposure and balances

I get by.

 

Total Synchrony exposure is almost 60% of income

 

Message 17 of 17
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