After a successful rebuilding in 2019, I applied for Lowe's and was approved for 2k. Since then I have opened additional accounts (Amazon (2020), atHome (2021), PPC, PPMC (2022), CareCredit (2022), WalgreensMC (7/2024), LivingSpaces (7/2024) VerizonMC (3 days ago). Prior to the VerizonMC approval I requested CLIs on PPC, PPMC and CareCredit, each getting approved. I requested a CLI on Lowe's but was declined. Earlier this week, I got a letter from SYNC in regards to my LOWES CLI request and they needed to verify my identity so I called and my CLI for 15k was approved! I was beyond ecstatic for the increase. The next day, I was in the process of paying my Verizon phone bill when I did the prequal for the MC. It came back prequal for 3.5k so I applied and was approved instantly for 3.5k. I used the card to pay my bill and began to wait for my physical card to arrive.
This morning I got a notification stating my WalgreensMC and PPMC in my apple wallet were unavailable for use, so I logged into each account and both said closed! I frantically opened the MySync app and sure enough, all of my accounts were closed. I called Lowe's and LivingSpaces and both said changes reported from TU is why all of my accounts were permanently closed. Idk how this happened when I've never been late, have perfect payment history, and the only accounts with a balance were CareCredit, Lowe's, and Amazon.
My utilization is now at 50% so I'm just waiting on myFICO to update.
Aven:
RH:
