Synchrony Bank "memory"

pi-r-squared · ‎03-17-2015

I know Chase and Citi have LONG memories so I will likely be forever shutout from those Prime cards because I don't have the cash to pay back what I owed. if I won the lottery, I would make amends.

Anyways, is Synchrony Bank the same way? Cards that were IIB included Sam's Club and I'd like to eventually reapply.

Creditaddict · ‎03-17-2015

no, they forgive very quick... for me it was just 1 year.

I think pizza was even less than a year.

pizza1 · ‎03-17-2015

@Creditaddict wrote:
no, they forgive very quick... for me it was just 1 year.
I think pizza was even less than a year.

yep...I got back Gap, etc... several cards 4 months after BK7 in 2013. I IIB just about every store card out there, and I have them all back now, well except for two cards, but Ill have those too in a couple years.

Your BK was in 2006???