Synchrony CLD and restore!

[elaine829]

If you request a increase after cld is it hard pull or soft

[importxpresions]

[Meanmchine]

Belated congrats

Im still playing catch up on these boards

[tcbofade]

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@elaine829 wrote:

If you request a increase after cld is it hard pull or soft

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Not sure if they do a SP or not... but no HP! 

[coldfusion]

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@HeavenOhio wrote:

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@UpperNwGuy wrote:

What does "ends in 24" signify?

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1024 is two to the tenth power. Seeing that number in the world of computers is completely expected, but it's weird in the financial world.

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lol

An updated CL of $1024 on a Synchrony-issued card signifies that the CLD was auto-generated because it's been sockdrawered for too long.  If you call in or put spend on the card the CL can often be restored.

[MJ-san]

Bumping this up ... because SYNC bumped be down  

They did it on two of my accounts - JCP and TJX. Neither has been used in the past year, so not a surprise. They were decent limits, though ... $10k each, JCP reduced to $2k and TJX to $1024 (they seem to like that number?). The only notice I got was an Experian alert that a limit was reduced. 

I tried raising the limit on the JCP card and it immediately came back "denied" and a letter in the mail said they couldn't raise it "due to inactivity". Ok, well, that's true. 

For the TJX card, I got the Experian notice this AM and immediately went to the TJX/Sync website and asked to raise it to $5k ... and the system immediately came back with "approved" at $10k, right where it was. So, maybe it's a timing thing? I guess it's time to go buy something at HomeGoods