@Saleen099 wrote:One data point that I forgot to mention earlier Rooms to Go when you request a credit line increase that is a HP.
Excellent addtion... thanks for sharing! 
I see others have posted recently about WM MC CLI via chat and wanted to ask how recently they where able to see a chat button when logged in? My chat button has diasappeared, I first noticed it about 2-3 weeks ago when I started thinking I was "due" for a CLI. I've tried using both the automated phone and LUV buttons recently to obtain an increase but both have been denied 
. I've always had better luck with chat or a live rep but now it seems I can't get to either. FWIW, I didn't get any warning that requesting the CLI would be a HP, I sure hope it doesn't end up being one since I'm gardening and just earned my bronze spade!
What is the card type? Newegg Synchrony
Approximate date of CLI request 4 days ago
Was the CLI request at time of approval or later? 2 Days later
Which credit bureau got the HP? Experian
Was the CLI request through chat, 'regular' phone CSR, or Credit Solutions? Phone Automated
What was the original SL (or for older accounts, CL before request), how much did you request, and was there a counter? Starter - $1,200 Asked for $5,000
Was the request approved or denied? (tells us about denials, too, if there was a HP) Approved
Any other information you feel could be helpful.
just logged in today and it was there for me
@FroggieMom wrote:I see others have posted recently about WM MC CLI via chat and wanted to ask how recently they where able to see a chat button when logged in? My chat button has diasappeared, I first noticed it about 2-3 weeks ago when I started thinking I was "due" for a CLI. I've tried using both the automated phone and LUV buttons recently to obtain an increase but both have been denied
Hi guys ,im sure ive mentioned this elswhere but for data points here:
A couple weeks ago called CS for cli for my new Amazon Prime account. Unable to approve at the time. No HP. Maybe about week and a half later decided to try again via chat as my scores had improved. Usually a TU puller, somehow they actually pulled my EX, my best score/ 704 fico 12 inq, still did not approve . Did result in HP !. Too new account i suppose and understandable but when ist got card and called CS, got cli no HP. YMMV but should be noted that i guess a HP is always possible so be wary of the possibilty. Great thread . Hopes it helps someone or everyone
A couple weeks ago called CS for cli for my new Amazon Prime account. Unable to approve at the time. No HP. Maybe about week and a half later decided to try again via chat as my scores had improved. Usually a TU puller, somehow they actually pulled my EX, my best score/ 704 fico 12 inq, still did not approve . Did result in HP !. Too new account i suppose and understandable but when ist got card and called CS, got cli no HP. YMMV but should be noted that i guess a HP is always possible so be wary of the possibilty. Great thread . Hopes it helps someone or everyone
@AverageJoesCredit wrote:
Hi guys ,im sure ive mentioned this elswhere but for data points here:
A couple weeks ago called CS for cli for my new Amazon Prime account. Unable to approve at the time. No HP. Maybe about week and a half later decided to try again via chat as my scores had improved. Usually a TU puller, somehow they actually pulled my EX, my best score/ 704 fico 12 inq, still did not approve . Did result in HP !. Too new account i suppose and understandable but when ist got card and called CS, got cli no HP. YMMV but should be noted that i guess a HP is always possible so be wary of the possibilty. Great thread . Hopes it helps someone or everyone
Thanks for the data point, AverageJoe! This is one I've not seen before... a HP on EX for an Amazon card CLI.
It appears likely that the occasional EX pull isn't limited to just one or two Synchrony products... it can apparently happen with any of them.
Thanks again!
Definitly UncleB. I'll tell you the truth straight up it now makes me more wary when i ask for a cli, whether it be with Credit Solutions or elsewhere. If its going to possiblly cost me a HP just for a cli i may or may not need, im going to think twice first. Since i found this place ive learned the value of a HP. some may say they dont matter depending on your profile but i can attest if you have 2 many or 2 many recent it can affect getting the card you want( wink wink heres looking at you Discover haha) or a cli you want. When i look back at all my inquiries from my start of my rebuild basically this past year, i literally cringe at some i have used up for non esssential apps. To me now a HP is a weapon at my disposal in this credit dance we are all participating in. Since i know some of my creditors require a hp for a general cli, more or less, like my Boa BBR or any card from Citi, those HPS need to be used wisely. Thanks for reading me on this small rant or perspective
haha) or a cli you want. When i look back at all my inquiries from my start of my rebuild basically this past year, i literally cringe at some i have used up for non esssential apps. To me now a HP is a weapon at my disposal in this credit dance we are all participating in. Since i know some of my creditors require a hp for a general cli, more or less, like my Boa BBR or any card from Citi, those HPS need to be used wisely. Thanks for reading me on this small rant or perspective