Synchrony Luxury Card

[hjh916]

We are currently considering a jewelry purchase and have been trying to seek information regarding Synchrony Luxury Card, as it's accepted by the jeweler. We have not been able to find out much information with google searches. Does anyone have this card?  I realize it may be different for everyone, but just looking for some sort of insight. Is there any promotional financing that may be available?  Thank you!

[Remedios]

It's literally first Google search result 

https://www.mysynchrony.com/luxury/cardholder.html 

[hjh916]

Thanks!  I did see that but I guess I was looking for more personal insight with the card. Perhaps the promotional details (i.e. 6, 12, 18 or more months, interest promotions)?

[Remedios]

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@hjh916 wrote:

Thanks!  I did see that but I guess I was looking for more personal insight with the card. Perhaps the promotional details (i.e. 6, 12, 18 or more months, interest promotions)?

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It's there, you can search for participating locations as far as promotional apr goes 

[Shooting-For-800]

Why not just open up a regular bank card with 0% promotion?

[wasCB14]

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@Shooting-For-800 wrote:

Why not just open up a regular bank card with 0% promotion?

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Or buy something second-hand cheaply enough you don't need to finance it.

[JoeRockhead]

This card seems awfully similar to how their CareCredit cards are set up, except this one is for jewelry and other such things where you're limited as to where you can use it. I would imagine, just like CareCredit,  it also has different 0% financing terms/tiers depending on the amount of the purchase. If you go over the 0% time line, you're charged interest on the original balance, not the balance that may be left when the 0% offer ends, something you may want to verify but should also be aware of if you go this route.