Synchrony Total Exposure

[ddemari]

exactly, just leave it be. the limits are good enough at the end of the day. im like toying with the idea of closing BP Visa but am just going to let it ride for a while and be satisified with my synch limits as their limits are way beyond the spend amount id ever run through them lol. 

[Creditaddict]

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@ddemari wrote:

exactly, just leave it be. the limits are good enough at the end of the day. im like toying with the idea of closing BP Visa but am just going to let it ride for a while and be satisified with my synch limits as their limits are way beyond the spend amount id ever run through them lol. 

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Might consider closing my New Stash Visa just opened for $8k to bring me down below $90k!

[Anonymous]

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@ddemari wrote:

exactly, just leave it be. the limits are good enough at the end of the day. im like toying with the idea of closing BP Visa but am just going to let it ride for a while and be satisified with my synch limits as their limits are way beyond the spend amount id ever run through them lol. 

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Agreed, ddemari.

[Ron1]

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@Creditaddict wrote:

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@ddemari wrote:

exactly, just leave it be. the limits are good enough at the end of the day. im like toying with the idea of closing BP Visa but am just going to let it ride for a while and be satisified with my synch limits as their limits are way beyond the spend amount id ever run through them lol. 

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Might consider closing my New Stash Visa just opened for $8k to bring me down below $90k!

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You might want to close Belk Card. I remember you haven't used it. They don't have any store in LA. 

Ron.

[pizza1]

congrats on all that CA.. Im not too far away from ceiling either (think I'm around $60k, so Ive got some wiggle room still), and next year Im looking at closing 5 of the cards, just to trim down.

[Ron1]

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@pizza1 wrote:

congrats on all that CA.. Im not too far away from ceiling either (think I'm around $60k, so Ive got some wiggle room still), and next year Im looking at closing 5 of the cards, just to trim down.

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It is a wake call for everyone.

Ron.

[pizza1]

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@Ron1 wrote:

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@pizza1 wrote:

congrats on all that CA.. Im not too far away from ceiling either (think I'm around $60k, so Ive got some wiggle room still), and next year Im looking at closing 5 of the cards, just to trim down.

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It is a wake call for everyone.

Ron.

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right!  Personally though..Theres really only 3 of the cards I have that Id like to keep for a very long time..(.years), and grow those limits, the others I h I could take or leave.

[Anonymous]

I'm happy with the current Synchrony Visa cards I have (just a few) and the limits I now have on those cards. No more Synchrony cards needed for me. I'm not even close to the Synchrony ceiling and don't plan to be.

[CreditMagic7]

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@Ron1 wrote:

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@pizza1 wrote:

congrats on all that CA.. Im not too far away from ceiling either (think I'm around $60k, so Ive got some wiggle room still), and next year Im looking at closing 5 of the cards, just to trim down.

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It is a wake call for everyone.

Ron.

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Not Everyone.

You guys just got in a bigger hurry to get there then the rest of us.

There is still plenty of room left for the rest of us to climb that ladder. In fact JC Penney is next in this camp after some gardening first.

[Creditaddict]

Thought about it and decided to close:
BP Visa
Belk store card
Stash Visa

That's $14,500 worth of credit lines.