@Anonymous wrote:
@mccallb wrote:as well she flipping should. i really get my blood going when I hear about people who "make so much money" (under the table) having problems getting credit - well, yeah you're illegaly hiding funds from the government. that's what drug dealers do
Don't get off topic. And I'm not saying how she handles or doesn't handle her finances. I will say she pays over 60k a year to help her sick mother. Keep this opinion to yourself, there's no telling what people would do when backed into a corner.
+1 Waverider. It's helpful for us all to remember to be FSR here. 
Sorry all - fwiw, i wasn't being rude TO the poster 
@Anonymous wrote:
@MJ-san wrote:I'm starting to wonder if issuers like Comenity and Sync aren't doing TheWorkNumber or other income verification pulls ... comparing to info on file ... and if there's a big discrepancy, flagging accounts for more intensive review (i.e. 4506T). Barclay last year changed their card agreements to explicitly state they would collect employment and income information from 3rd parties.
A lot of card companies pull info from 3rd parties like LexisNexis, Sagestream/IDA, Innovis and others and have been doing that for years. Half of the information on those 3rd party databases is not even correct, unfortunately.
Yep, there are a ton of errors in my nearly 1/2 inch thick LexisNexis file.
@CreditDunce wrote:
@Anonymous wrote:How do you view the LexisNexis file?
https://personalreports.lexisnexis.com/access_your_full_file_disclosure.jsp
Thanks